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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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20011 Chapel Point Ln , Cornelius, NC 28031
$795,000
Est. Payment: $4,467.93/mo
4 Bed
3 Bath
3210 Sqft
0.46 Acres
Status: active | Days on site: 11
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 20011 Chapel Point Lane, nestled among mature trees and lush landscaping in the highly sought-after waterfront community of Chapel Point. Just steps from the front door, residents enjoy private neighborhood lake access with a community dock and boat ramp—making it effortless to launch kayaks, paddleboards, and canoes, spend the afternoon floating on Lake Norman, or head out by boat for a day on the water. Nature lovers will also appreciate Jetton Park, located just one mile away, with miles of scenic lakefront walking and biking trails. Surrounded by a peaceful wooded backdrop, this home offers exceptional privacy while seamlessly blending indoor and outdoor living. Expansive windows fill the home with natural light and frame beautiful views of the surrounding landscape throughout every season. The open floor plan is thoughtfully designed for both everyday living and entertaining, featuring a spacious kitchen with double ovens, a gas range, and an oversized center island that naturally becomes the heart of the home. The walk-out lower level opens to a screened porch and stone patio, creating a tranquil outdoor retreat where evenings are filled with the sounds of nature. The lower level also includes a large built-in storage room already plumbed for a future fourth bathroom, providing endless possibilities for future expansion. Whether used as a recreation room, guest retreat, or home gym, the lower level offers incredible flexibility while the primary suite and three additional bedrooms remain privately situated upstairs. Lined with mature trees and distinctive custom homes, Chapel Point is a charming enclave known for its welcoming atmosphere, architectural character, and unbeatable Lake Norman lifestyle. Despite its peaceful setting, the neighborhood is conveniently located near top-rated schools, shopping, dining, and everyday conveniences. Recent updates include new carpet throughout, a new lower-level HVAC system installed in 2024, and a new upper-level HVAC system installed in 2026.

Highlights

Listed by Anita Sabates , 704-562-2515 Howard Hanna Allen Tate Lake Norman , 704-896-8283. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.46

HOA Fee

550 Annually

Year Built

1990

County

Mecklenburg

Neighborhood

Chapel Point

Listing ID

4400824

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Hood, Gas Range, Wall Oven
Air Cond:Central Air
Fireplaces:Great Room,Wood Burning
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2523
Below Ground Sq Ft:687
Basement:Daylight,Finished,Interior Entry,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Entrance Foyer, Kitchen Island, Storage, Walk-In Closet(s), Has Fireplace
Water:City

Exterior Features

Lot:Private,Wooded,Boat Ramp – Community,Boat Slip – Community,Paddlesport Launch Site - Community
Zoning:GR
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$4,468
Taxes
$507
HOA
$550

Home Price

$795,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$159,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,467.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,467.93 $506.81 $550.00 $5,524.74
Yearly $53,615.12 $6,081.75 $6,600.00 $66,296.87
Total $1,608,453.74 $182,452.50 $198,000.00 $1,988,906.24

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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