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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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20124 Bascom Ridge Dr , Cornelius, NC 28031
$3,900,000
Est. Payment: $19,977.70/mo
5 Bed
7 Bath
9724 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to an extraordinary Mediterranean-inspired waterfront estate where timeless architecture meets luxury lakefront living. Perfectly positioned to capture breathtaking sunset views across the water, this exceptional residence offers nearly 9,800 square feet of thoughtfully designed living space with every detail curated for comfort, entertaining, and everyday elegance. A grand two-story foyer with custom iron doors and Brazilian cherry staircase sets the tone for the home's impressive interior. The expansive great room showcases soaring ceilings, a dramatic wall of windows framing panoramic lake views, and seamless access to outdoor living spaces. The gourmet chef's kitchen is appointed with rare Labrador Blue granite countertops, premium Thermador and GE appliances, a spacious island, warming drawer, and inviting gathering spaces designed for hosting family and friends. The adjoining bar features a stunning backlit onyx countertop, creating a true showpiece for entertaining. The luxurious main-level primary suite is a private retreat with tranquil water views, a fireplace, private deck access, a spa-inspired bath, and an oversized custom walk-in closet. An elevator provides convenient access to all three levels of the home. Two stunning staircases lead to the second floor, where you'll find a beautiful executive office overlooking the water, a private secondary office ideal for working from home, and three spacious bedrooms, each featuring its own private en-suite bath. A versatile flex space tucked off the rear staircase provides the perfect setting for a media room, children's playroom, or additional lounge area, offering flexibility to fit your lifestyle. Designed for both relaxation and recreation, the walk-out lower level offers an impressive second living area complete with a second kitchen, wine cellar and tasting room, theater, fitness room, guest suite, and direct access to the patio and waterfront. Whether hosting large gatherings or enjoying quiet evenings at home, every space embraces the beauty of lakeside living. Outside, enjoy beautifully landscaped grounds, expansive decks and covered patios, a private boardwalk leading to a floating dock with boat lift, accommodations for multiple jet skis, and Wi-Fi extending all the way to the dock. Additional highlights include four HVAC systems, a tile roof, three garages, circular drive with fountain, security system, and whole-home EERO mesh Wi-Fi coverage. This one-of-a-kind Lake Norman waterfront estate delivers an unparalleled lifestyle where luxury, craftsmanship, and spectacular waterfront views come together to create an unforgettable place to call home.

Highlights

Listed by Holly Kimsey Evans , 704-529-9150 and Deanna Evans , 704-529-9150 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.62

HOA Fee

300 Quarterly

Year Built

2005

County

Mecklenburg

Neighborhood

Crown Harbor

Listing ID

4408389

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:7
  • Full Bathrooms:6
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Exhaust Hood, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven, Wall Oven, Warming Drawer, Washer
Air Cond:Ceiling Fan(s),Central Air,ENERGY STAR Qualified Equipment
Fireplaces:Gas Log,Gas Vented,Great Room,Kitchen,Living Room,Primary Bedroom
Floor:Carpet,Marble,Slate,Stone,Tile,Wood
Above Ground Sq Ft:6942
Below Ground Sq Ft:2782
Basement:Basement Shop,Exterior Entry,Finished,Interior Entry,Storage Space,Walk-Out Access
Other:
  • Additional:Attic Walk In, Built-in Features, Cable Prewire, Drop Zone, Elevator, Entrance Foyer, Garden Tub, Kitchen Island, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cul-De-Sac,Waterfront,Boat Lift,Boat Slip (Deed),Dock
Zoning:GR
Roof:Tile
Others:
  • Additional:Dock - Floating, In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Circular Driveway,Attached Garage,Garage Faces Front,Garage Faces Side,Keypad Entry,Parking Space(s)
Principal Interest
$19,978
Taxes
$2,486
HOA
$300

Home Price

$3,900,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$780,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$19,977.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $19,977.70 $2,486.25 $300.00 $22,763.95
Yearly $239,732.42 $29,835.00 $3,600.00 $273,167.42
Total $7,191,972.71 $895,050.00 $108,000.00 $8,195,022.71

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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