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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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20427 Harborgate Ct Unit 606 , Cornelius, NC 28031
$850,000
Est. Payment: $4,354.11/mo
3 Bed
2 Bath
1360 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

WOW is what you will say when you walk through the front door of this waterfront beauty! This updated 3 bedroom 2 full bath penthouse condo offers a vaulted ceiling in the family room as well as long range Lake Norman views from the sliding glass doors. The updated kitchen has an opening into the family room & features beautiful cabinets complete w/granite, tile backsplash, stainless steel appliances & even a wine fridge! The family room & dining area have sliding glass doors that lead to the open deck area which has a Sunbrella awning for shade or you can go over to the covered porch area which can also be accessed from the primary bedroom. Porch area has pull down shades to block the afternoon sun. A large magnolia tree offers privacy & shade as well! The primary bath has been updated with new cabinets & a wonderful tiled shower. Hardwoods in the dining area, kitchen & down the hallway. Deck and porch area have the Hydro Stop floor treatment, a huge upgrade. Plantation Shutters on windows ... Nice Blinds on sliders. Hydro-Host boat lift in Assigned slip #53 is included - outside slip with easy in and out- which you can see right from your condo. Maximum boat length 27 ft overall and must be titled in owner's name. Storage Closet on deck and additional 80 sq ft storage room in basement for all your water toys, etc. Clubhouse and Pool recently renovated and Harborgate Court Street and Parking Areas recently resurfaced. Confirmed Special Assessment of aprx $40 per month for AT&T Fiber Optic runs July-December 2026 and rolls into HOA dues in January 2027.

Highlights

Listed by Wendy Stout Choquette , 980-721-2670 Choquette Properties Inc , 704-765-1839. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

445.76 Monthly

Year Built

1985

County

Mecklenburg

Neighborhood

Harborgate

Listing ID

4400359

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator with Ice Maker, Washer, Wine Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump
Fireplaces:Family Room,Wood Burning
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1360
Below Ground Sq Ft:0
Basement:Storage Space
Other:
  • Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:End Unit,Green Area,Wooded,Views,Waterfront,Beach - Private,Boat Slip – Community,Covered structure,Paddlesport Launch Site - Community
Others:
  • Additional:Lawn Maintenance
Sewer:Public Sewer
Parking Features:Assigned,Parking Lot
Principal Interest
$4,354
Taxes
$542
HOA
$446

Home Price

$850,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,354.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,354.11 $541.88 $445.76 $5,341.75
Yearly $52,249.37 $6,502.50 $5,349.12 $64,100.99
Total $1,567,481.23 $195,075.00 $160,473.60 $1,923,029.83

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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