Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
View All (35)
property photo 1
property photo 2
property photo 3
20345 Harroway Dr , Cornelius, NC 28031
$439,900
Est. Payment: $2,472.25/mo
3 Bed
3 Bath
2006 Sqft
0.18 Acres
Status: under contract-show | Days on site: 12
Get Pre-Qualified
372902 - 13489
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner
View agent profile
Email
Call

House Description

LOCATION, LOCATION, LOCATION! DON'T MISS THIS BEAUTIFUL BRIGHT, NICELY APPOINTED & SPACIOUS OPEN FLOOR PLAN HOME W/ FRESHLY MANUCURED LOT LOCATED IN THE HEART OF LAKE NORMAN . NEW HVAC A/C AND HEAT REPLACED FALL 2023. NEW LVP FLOORING DOWNSTAIRS AND ON STEPS AND CARPET UPSTAIRS. A FEW MINUTES FROM SHOPPING, RESTAURANTS, PARKS, LAKE ACCESS IN THE DESIRABLE, QUAINT AND PEACEFUL HARROGATE AT THE LAKE COMMUNITY. PORCH VERY PRIVATE!!! LOVELY FEATURES INCLUDE GRANITE COUNTERTOPS, TILE BACKSPLASH, SS APPLIANCES, TILED SHOWER, ABUNDANT 42" CABINETS, COZY GAS FIREPLACE W/ GRANTIE SURROUND, SCREENED IN PORCH, LARGE PRIMARY EN SUITE WITH TRAY CEILING AND LAUNDRY ROOM WITH LARGE WASH SINK ON MAIN FLOOR, SPACIOUS BEDROOMS AND FAMILY ROOM, OVERSIZED 2 CAR GARAGE PLUS 4 OTHER PARKING SPACES THAT ABUT GARAGE:-) LESS THAN 5 MINUTES TO I-77. WITH TOLL ROADS 30 MINUTES OR LESS TO UPTOWN CENTER CITY CHARLOTTE AND CHARLOTTE DOUGLAS INTERNATIONAL AIRPORT.DESIRABLE AND HIGHLY RATED SCHOOLS. DON'T LIKE STEPS BUT NEED SPACE FOR GUESTS/FAMILY VISITS? MAIN FLOOR HAS ALL YOU NEED WITH PRIMARY BEDROOM AND EN SUITE SPACIOUS FULL BATH, AND CLOSET, STAND UP SHOWER, POWDER ROOM, KITCHEN, GREAT ROOM, SPACIOUS DINING AREA.LAUNDRY ROOM BUT NOT CRAZY HOA AND PRICE LIKE A 55+ COMMUNITY! PERFECT LOCATION + GREAT PRICE = AN OPPORTUNITY YOU DON'T WANT TO MISS! EXCELLENT PRICE FOR CORNELIUS BUDGET! EXCELLENT PROPERTY FOR 2ND HOME, PRIMARY RESIDENCE OR INVESTMENT PROPERTY! SELLER OFFERING PLATINUM CHOICE HOME WARRANTY WITH ACCEPTABLE OFFER. SHOWINGS START 9/10 9AM . PHOTOGRAPHS UPADATED BY 9/11. BACK SCREENED IN PORCH TO BE INSTALLED NO LATER THAN 9/28. SEE PIC ATTACHED. IF BUYER PREFERS DOOR ADDED THAT COULD BE TO SCREENED IN PORCH THAT IS AN OPTION WITH ACCEPTABLE OFFER
Show more

Highlights

Listed by Amy Smith , 704-400-4304 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.18

HOA Fee

140.15 Monthly

Year Built

2006

County

Mecklenburg

 Neighborhood

Harrogate At The Lake

Listing ID

4418948

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Self Cleaning Oven, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Gas,Great Room
Floor:Carpet,Hardwood,Tile,Vinyl
Above Ground Sq Ft:2006
Other:
  • ▪ Additional:Attic Walk In, Cable Prewire, Garden Tub, Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cleared,Corner Lot,Level,Private
Lot Dimensions:See attachments
Roof:Composition
Others:
  • ▪ Additional:Lawn Maintenance
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Door Opener,Garage Faces Rear,Parking Space(s)
Principal Interest
$2,472
Taxes
$280
HOA
$140

Home Price

$439,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$87,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,472.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,472.25 $280.44 $140.15 $2,892.84
Yearly $29,667.04 $3,365.24 $1,681.80 $34,714.07
Total $890,011.07 $100,957.05 $50,454.00 $1,041,422.12

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS