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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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21717 Shoveller Ct , Cornelius, NC 28031
$1,300,000
Est. Payment: $7,306.04/mo
5 Bed
3 Bath
3281 Sqft
0.61 Acres
Status: active | Days on site: 35
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R01729 - 99094
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Terri Bias
Operator/Brokerage Owner

House Description

A rare find on one of the few lake-access communities in Cornelius. This all brick beauty sits on a private .6 acres lot in a cul-de-sac. Nestled on one of the select lake access communities, this 5 bedroom 2.5 bath residence delivers the trifecta every luxury buyer is chasing: space, privacy and location that puts Lake Norman and Charlotte both within easy reach. From the moment you arrive beneath the mature shade trees, the classic all brick exterior, arched entry transom, and black shuttered windows signal timeless quality. Step inside to a dramatic two-story foyer filled with natural light, setting the tone for an open floor plan spanning 3281 square feet. The main level flows beautifully from the formal living room, to dining room, to a chef-ready kitchen featuring granite countertops and a large eating area that opens seamlessly into the great room, where a warm fireplace anchors the room. A main-level laundry room with a sink adds everyday convenience. Upstairs all 5 bedrooms offer privacy from the main living areas --- including a specious primary suite, 4 secondary bedrooms, and two full bathrooms that have been beautifully remodeled in 2025, including then primary shower and Jack and Jill layout, giving this home a fresh, move-in-ready feel where it counts. . Step outside to the true showstopper: an oversized covered patio measuring 52 by 19 feet, complete with ceiling fans and a wood burning outdoor fireplace --- the kind of space the turns an ordinary evening into an occasion. A separate covered hot tub area invites year-round relaxation, while the private, beautifully landscaped back yard, dotted with fig trees, offers a peaceful retreat that is hard to find this close to the lake. This home has been thoughtfully updated for the next owner: New roof (2024), remodeled primary shower and Jack and Jill bath (2025), a new upstairs HVAC unit (2026), a finished garage, and upgraded wiring throughout. This home is ready for you to move in and enjoy. As one of the few communities in Cornelius offering direct lake access, residents enjoy a community boat ramp and launch on Lake Norman, along with a small day-dock area, perfect for a spontaneous afternoon on the water. Come gather with friends and neighbors at the community picnic area located right on the lake. The location does not stop at the shoreline. You are just minutes away from I-77 for effortless commuting, a short drive to Birkdale Village for premier shopping, dining, and entertainment, and only 10 minutes to the charm of downtown Davidson and Huntersville. Charlotte itself is only 30 minutes away, putting professional sporting events, world-class dining, and the city's vibrant cultural scene well within reach whenever you want it. This s more than a house --- it's a lifestyle. Lake access, luxury finishes, room to grow, and a location that lets you have it all. Homes like this, in communities like this, simply don't come around often. NOTE: Seller has a transferrable American Home Shield Home Warranty. NOTE: Seller has just installed a new garage door and it comes with a 3 year warranty.

Highlights

Listed by Carolyn Rose , 704-968-7754 Berkshire Hathaway Homeservices Landmark Prop , 704-896-0001. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.61

HOA Fee

870 Annually

Year Built

1998

County

Mecklenburg

Neighborhood

Heron Harbor

Listing ID

4417399

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave
Air Cond:Central Air
Fireplaces:Great Room,Outside
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3281
Other:
  • ▪ Additional:Attic Stairs Pulldown, Has Fireplace
Water:City

Exterior Features

Lot:Cul-De-Sac,Boat Ramp – Community
Zoning:GR
Roof:Composition
Others:
  • ▪ Additional:Above Ground Hot Tub / Spa
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$7,306
Taxes
$829
HOA
$870

Home Price

$1,300,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$260,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,306.04

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,306.04 $828.75 $870.00 $9,004.79
Yearly $87,672.53 $9,945.00 $10,440.00 $108,057.53
Total $2,630,175.92 $298,350.00 $313,200.00 $3,241,725.92

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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