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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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21101 Island Forest Dr , Cornelius, NC 28031
$1,575,000
Est. Payment: $8,851.55/mo
3 Bed
3 Bath
2773 Sqft
0.25 Acres
Status: under contract-show | Days on site: 80
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Terri Bias
Operator/Brokerage Owner

House Description

Some homes on Lake Norman are all about the house. Others are about the lifestyle that comes with it. 21101 Island Forest Drive delivers both. Positioned on a west-facing waterfront lot in one of Cornelius most established lake communities, this completely reimagined home is designed around what makes Lake Norman living special. West facing views, unforgettable sunsets, effortless entertaining, and the ability to enjoy the lake right from your backyard at an affordable price. Inside, the home has been completely transformed into a bright, open retreat where the lake is always part of the experience. Vaulted living spaces, wrapped beams and a floor-to-ceiling stone fireplace create a dramatic main living area, while the renovated kitchen anchors the home with custom cabinetry, premium appliances, gas cooking and an oversized island made for gathering. The thoughtful renovation continues throughout with updated flooring, remodeled bathrooms, custom stair treads, a redesigned primary suite with custom walk-in closet, updated laundry and mudroom spaces, and extensive improvements that allow the next owner to move in and immediately begin enjoying the home. But the real story of 21101 Island Forest begins outside. As the afternoon turns to evening, the west facing backyard becomes the place everyone wants to be. Gather on the lakeside deck, relax in the hot tub, watch the game outside, sit around the fire pit, or simply take in the sunset across Lake Norman. The expanded outdoor living areas, new fencing, landscaping, concrete patio and waterfront setting create a private retreat equally suited for quiet evenings and weekends filled with friends and family. And unlike waterfront locations that leave you choosing between lake life and convenience, Island Forest puts you in the heart of Cornelius with Davidson, dining and shopping in Birkdale Village, parks and I-77 just minutes away. The existing waterfront setup also gives the next owner the opportunity to create a new dock tailored specifically to their boating and lake lifestyle. You can renovate a house. You can redesign a kitchen. But you can't recreate a west-facing Lake Norman lot in the heart of Cornelius. At 21101 Island Forest Drive, you're not simply buying a renovated waterfront home. You're buying the sunsets, the water, the location, and the Lake Norman lifestyle that comes with it.

Highlights

Listed by Justin Boston , 704-699-3728 Horizon Realty Carolinas , 704-243-9228. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.25

Year Built

1973

County

Mecklenburg

Neighborhood

Island Forest

Listing ID

4401080

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:Living Room
Above Ground Sq Ft:1367
Below Ground Sq Ft:1406
Basement:Finished,Walk-Out Access
Other:
  • ▪ Additional:Kitchen Island, Open Floorplan, Walk-In Closet(s), Has Fireplace
Water:City

Exterior Features

Lot:Sloped,Views,Waterfront,Boat Slip (Deed),Dock
Zoning:GR
Roof:Architectural Shingle
Others:
  • ▪ Additional:Above Ground Hot Tub / Spa, Hot Tub
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$8,852
Taxes
$1,004

Home Price

$1,575,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$315,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,851.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,851.55 $1,004.06 $0.00 $9,855.62
Yearly $106,218.64 $12,048.75 $0.00 $118,267.39
Total $3,186,559.29 $361,462.50 $0.00 $3,548,021.79

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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