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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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21206 Captiva Ct , Cornelius, NC 28031
$3,350,000
Est. Payment: $18,827.11/mo
5 Bed
4 Bath
4048 Sqft
0.65 Acres
Status: active | Days on site: 1
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372902 - 51263
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Terri Bias
Operator/Brokerage Owner

House Description

Experience this stunning 5 bedroom, 3.5 bathroom home, seamlessly blending luxury with livability, located in the heart of Cornelius. Nestled in a serene and peaceful neighborhood, tucked away on a small cul de sac, this home boasts breathtaking views of Lake Norman from every angle. You’ll be immediately captivated by water views upon entering through the grand foyer into the vast open-concept living space, which features high ceilings, abundant natural light, and exquisite finishes throughout. The spacious gourmet kitchen is complete with high end stainless steel appliances, custom cabinetry, & a large center island perfect for entertaining guests. Large great room off the kitchen features elegant wood ceilings and provides homey family space while inviting the beauty of the lake and the sunshine in through vast floor to ceiling windows. Primary bedroom on main offers privacy and convenience and features a large walk-in closet and spa style bathroom with dual vanity and spacious shower. From the screened-in porch to the poolside patio to the dockside gazebo, there are infinite spots to relax and unwind while taking in the stunning lake views. The backyard is a private oasis, complete with stone in ground pool and spa, private dock with shady gazebo, and fire pit. Unbeatable location close to shopping, restaurants and all modern conveniences. This home offers lakefront living that feels laid back, cozy and comfortable; the perfect luxury backdrop for your real life.

Highlights

Listed by Katie Reuben , 704-792-8768 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.65

Year Built

1996

County

Mecklenburg

Neighborhood

None

Listing ID

4430124

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Exhaust Hood, Gas Range, Microwave, Oven, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air,Ductless,Multi Units
Fireplaces:Gas Log,Great Room,Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:4048
Other:
  • ▪ Additional:Attic Stairs Fixed, Attic Walk In, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cul-De-Sac,Level,Private,Wooded,Waterfront,Boat Lift,Dock,Personal Watercraft Lift,Retaining Wall
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit, Dock - Floating, In-Ground Hot Tub / Spa, In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$18,827
Taxes
$2,136

Home Price

$3,350,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$670,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,827.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,827.11 $2,135.63 $0.00 $20,962.74
Yearly $225,925.37 $25,627.50 $0.00 $251,552.87
Total $6,777,761.03 $768,825.00 $0.00 $7,546,586.03

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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