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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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19318 Mary Ardrey Cir , Cornelius, NC 28031
$3,150,000
Est. Payment: $17,703.11/mo
5 Bed
5 Bath
4787 Sqft
0.7 Acres
Status: active | Days on site: 44
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R04712 - R12814
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Terri Bias
Operator/Brokerage Owner

House Description

Priced to Sell and OFFERING A 1-YEAR HOME WARRANTY & SELLER CREDITS Stunning waterfront ranch on Lake Norman located in a peaceful, no-wake cove featuring deep views and ideal calm-water swimming! Conveniently located near Jetton Park, grocery stores, and local amenities. This functional split-bedroom layout features three main-level bedrooms, including two connected by a Jack-and-Jill bath. The primary suite boasts custom cedar dual closets and a newly renovated luxury bath complete with separate vanities, a jetted soaking tub, an automated motorized shade, and a spacious walk-in shower with dual shower heads and built-in bench seating. The dream kitchen centers around a massive 9' 8" island packed with storage and solid wood cabinetry. Enjoy breathtaking lake views from almost every room on both levels. Step outside onto the low-maintenance Ipe wood upper deck—perfect for outdoor dining and entertaining with its covered beadboard ceiling and cooling ceiling fan. The walkout basement opens to a lower patio and paved sidewalk leading directly to your private dock. Downstairs offers two additional large lakeside bedrooms (one with an ensuite bath), plus another full hall bath. The open lower level provides ample space for gaming tables or a future full kitchen buildout, alongside a dedicated theater room, a versatile flex space (ideal for an office, workout studio, or hobby room), and a lower-level garage for water toys and workshop projects. Outdoors, enjoy a low-maintenance private dock equipped with a boat lift, an extended 10'x12' sun deck, and room to tie off guest boats, jet skis, kayaks, or paddleboards along 181 feet of seawalled shoreline. Added peace of mind comes from the exterior stucco painted in 2023 with Rhino Shield, featuring a fully transferable 25-year warranty.

Highlights

Listed by Naomi Brown-Rasmussen , 984-218-7626 Housewell.Com Realty of North Carolina LLC , 984-777-8717. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.7

HOA Fee

500 Annually

Year Built

1994

County

Mecklenburg

Neighborhood

Patricks Purchase

Listing ID

4416590

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Double Oven, Electric Water Heater, Exhaust Hood, Gas Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Family Room,Recreation Room
Floor:Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:4787
Basement:Daylight,Finished
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Boat Slip (Deed)
Zoning:GR
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Side,Other - See Remarks
Principal Interest
$17,703
Taxes
$2,008
HOA
$500

Home Price

$3,150,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$630,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,703.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $17,703.11 $2,008.13 $500.00 $20,211.23
Yearly $212,437.29 $24,097.50 $6,000.00 $242,534.79
Total $6,373,118.58 $722,925.00 $180,000.00 $7,276,043.58

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Cornelius, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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