Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

5281 Turtle Creek Dr , Denver, NC 28037
$455,000
Est. Payment: $2,557.12/mo
4 Bed
3 Bath
2288 Sqft
0.21 Acres
Status: under contract-show | Days on site: 32
Get Pre-Qualified
130302 - 17348,R10528
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Motivated seller is extending up to $5,000 in seller-paid credits! Low-maintenance living is one of the defining advantages of this Canopy Creek home, paired with a layout that can adapt to a range of needs. Most daily living is located on the main level, while the upstairs bedroom, full bathroom, and bonus room form a separate area well suited for multigenerational living, extended-stay guests, working from home, or dedicated playroom. The kitchen island creates a natural connection between the kitchen and family room, while the gas fireplace anchors a gathering space made for meals, conversation, and time with loved ones. The home’s original energy-efficient Meritage construction includes spray-foam insulation and fresh-air ventilation. Practical owner upgrades include custom built-ins in the primary closet, an oversized shower with a stone floor, ceiling fans throughout and on the covered patio, and an HVAC air scrubber designed to help improve indoor air quality by reducing dust, pet dander, odors, and other contaminants. The backyard is fully fenced, adding usable space for pets, play, and outdoor entertaining. HOA services extend well beyond the maintenance of common areas. Dues include lawn mowing and weed eating, weed control, aeration and overseeding, pine straw twice annually, garbage pickup, pool maintenance, and upkeep of the neighborhood streetlights. The community pool, cabana, and recreation area are located next door, providing convenient access to the amenities without the responsibility of ongoing care. Positioned near the Highway 16 and 73 intersection, the home is close to Walmart, Lowe’s, national retailers, restaurants, and everyday services. Grocery options throughout the Highway 16 corridor include Aldi and Food Lion, Publix at Cambridge Village, and Harris Teeter at Waterside Crossing. Waterside Crossing is also home to locally owned businesses and Chillfire Bar & Grill, one of Denver’s established choices for an elevated dinner. Just minutes away, Beatty’s Ford Park features a public swimming beach, fishing pier, playground, walking trail, and boat launch—making spontaneous lake days easy. Charlotte Douglas International Airport is approximately 22 miles away, an exceptional advantage for domestic and international travelers. Here, the value extends beyond the home itself, with a flexible floor plan, HOA services that reduce routine upkeep, and a location that combines proximity to daily essentials with the appeal of Lake Norman living. It is a well-rounded opportunity in one of Denver’s best-positioned communities. Washer/ Dryer/ Garage fridge convey with sale

Highlights

Listed by Michael Morgan , 704-224-6941 and Stefania Earnhardt , 704-224-6941 RE/MAX Executive , 704-815-3200. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

220 Monthly

Year Built

2019

County

Lincoln

Neighborhood

Canopy Creek

Listing ID

4415727

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Water Heater, Gas Cooktop, Gas Oven, Low Flow Fixtures, Microwave, Plumbed For Ice Maker
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Gas,Living Room
Floor:Wood
Above Ground Sq Ft:2288
Other:
  • ▪ Additional:Attic Stairs Pulldown, Drop Zone, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Cleared,Corner Lot,Level
Others:
  • ▪ Additional:Lawn Maintenance
Sewer:County Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,557
Taxes
$290
HOA
$220

Home Price

$455,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$91,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,557.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,557.12 $290.06 $220.00 $3,067.18
Yearly $30,685.39 $3,480.75 $2,640.00 $36,806.14
Total $920,561.57 $104,422.50 $79,200.00 $1,104,184.07

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS