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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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6340 Harbor Oaks Dr , Denver, NC 28037
$969,000
Est. Payment: $5,445.81/mo
4 Bed
4 Bath
3583 Sqft
1.29 Acres
Status: active | Days on site: 0
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this beautifully appointed custom 4-bedroom, 3.5-bath home in the gated Harbor Oaks community of Denver. From the welcoming front porch to the thoughtfully designed interior and outdoor living spaces, this home offers an exceptional blend of comfort, style, and functionality. The main level immediately impresses with 9-foot ceilings and 8-foot doors, creating an open, elevated feel throughout. A dedicated office, convenient mudroom/drop zone, and spacious gathering areas make the floor plan as functional as it is inviting. At the heart of the home is a beautifully designed kitchen featuring an oversized island with seating for five, quartz countertops, stylish backsplash, walk-in pantry, and stainless GE appliance package, including a gas cooktop, wall oven, microwave, hood, dishwasher, and refrigerator. Beautiful wood floors, abundant natural light, generous windows, and crown molding add warmth and character throughout the main living areas. The spacious dining area flows seamlessly into the family room, where a gas fireplace creates a welcoming focal point. Just beyond, the screened porch provides the perfect setting for morning coffee, relaxing evenings, or entertaining guests, with convenient access to the backyard. The main-level primary suite is a private retreat featuring a luxurious bath with quartz countertops, double vanity, tiled walk-in shower, and soaking tub. The spacious walk-in closet connects directly to the laundry room, adding an extra layer of everyday convenience. A wood staircase leads upstairs to a spacious carpeted loft that can serve as a media room, playroom, or additional flex space. Three additional bedrooms and two full baths provide plenty of room for family and guests, while a walk-in attic offers valuable extra storage. Outdoor living is equally impressive, with an additional patio, hot tub, and grassy yard offering plenty of room to entertain, relax, or play. The backyard also offers potential for a future pool, while an additional parking pad provides extra space for guests. Thoughtful upgrades continue throughout the property with a whole-home water filtration system, UV air purification system, and Generac whole-home generator, providing added comfort, convenience, and peace of mind. Located in Denver's beautiful, gated Harbor Oaks community, this exceptional home combines custom details, versatile living spaces, elevated finishes, and fantastic indoor-outdoor living. This is a home designed to be enjoyed every day.

Highlights

Listed by Kelly Rushmann , 704-807-4995 Redfin Corporation , 877-973-3346. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.29

HOA Fee

1350 Annually

Year Built

2021

County

Lincoln

Neighborhood

Harbor Oaks

Listing ID

4429825

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Refrigerator, Wall Oven
Air Cond:Ceiling Fan(s),Heat Pump
Fireplaces:Gas Log
Floor:Tile,Wood
Above Ground Sq Ft:3583
Other:
  • ▪ Additional:Hot Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Fiberglass
Others:
  • ▪ Additional:Hot Tub
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$5,446
Taxes
$618
HOA
$1,350

Home Price

$969,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$193,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,445.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,445.81 $617.74 $1,350.00 $7,413.55
Yearly $65,349.76 $7,412.85 $16,200.00 $88,962.61
Total $1,960,492.67 $222,385.50 $486,000.00 $2,668,878.17

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T19:53:06.000Z

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