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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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6601 Harbor Oaks Dr , Denver, NC 28037
$900,000
Est. Payment: $5,058.03/mo
4 Bed
4 Bath
3514 Sqft
2.26 Acres
Status: active | Days on site: 11
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372906 - 10659
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Terri Bias
Operator/Brokerage Owner

House Description

This beautiful custom home is situated on 2.26 acres within a gated community. The inviting front porch offers the perfect place to relax and enjoy the peaceful setting—and perhaps catch a glimpse of the local deer. Inside, the light-filled open floor plan showcases wide-plank hardwood flooring, impressive 8-foot doors on main level, and newly installed plantation shutters throughout. The Chef's kitchen is designed to impress with stainless steel appliances, quartz countertops, an oversized center island, and a spacious walk-in pantry accented by a barn door. A convenient mud room adds everyday functionality. The two story great room has a fireplace and double doors that open to an expansive deck, including a covered porch ideal for outdoor dining and entertaining. Beyond, the fenced backyard is surrounded by mature trees, creating a private and serene retreat. The main-level primary suite offers its own private access to the deck, while a dedicated first-floor office provides an ideal work-from-home space. Upstairs, you'll find three spacious bedrooms, a Jack-and-Jill bathroom, another full bathroom and a versatile loft perfect for a second living area, media room, or play space. With 2.26 acres, beautiful upgrades, abundant privacy, and a desirable gated setting, this exceptional home offers a rare combination of luxury, space, and tranquility.

Highlights

Listed by Tonya Rose , 704-281-7082 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.26

HOA Fee

1250 Annually

Year Built

2021

County

Lincoln

Neighborhood

Harbor Oaks

Listing ID

4426714

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Water Heater, Exhaust Hood, Gas Cooktop, Microwave, Wall Oven
Air Cond:Central Air,Heat Pump
Fireplaces:Great Room,Propane
Above Ground Sq Ft:3514
Other:
  • ▪ Additional:Breakfast Bar, Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:County Water

Exterior Features

Sewer:Septic Installed
Parking Features:Attached Garage

Open House

Upcoming Open Houses
Sunday 2:00 pm - 4:00 pm Oct 18
Principal Interest
$5,058
Taxes
$574
HOA
$1,250

Home Price

$900,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$180,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,058.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,058.03 $573.75 $1,250.00 $6,881.78
Yearly $60,696.37 $6,885.00 $15,000.00 $82,581.37
Total $1,820,891.02 $206,550.00 $450,000.00 $2,477,441.02

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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