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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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7484 Cottonwood Dr , Denver, NC 28037
$899,000
Est. Payment: $5,052.41/mo
4 Bed
5 Bath
4268 Sqft
0.53 Acres
Status: active | Days on site: 22
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161706 - 69246
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Terri Bias
Operator/Brokerage Owner

House Description

A Stunning European-Style Retreat on Lake Norman's Quiet Side 7484 Cottonwood Rd, Denver, NC 27358 $899,000 Welcome to this exceptional almost 4,300 square foot custom home on a gorgeous shaded lot in the sought-after Lakewood community of Denver, NC. Great bones and a beautiful neighborhood — bring your style and make it your dream home. From the moment you enter, you'll feel the warmth and character of a home that is beautifully appointed without ever feeling pretentious. The open floor plan features custom wainscoting, nine-foot ceilings, hardwood floors, and two stone fireplaces with gas logs. The chef's kitchen offers a gas cooktop island, granite counters, and stainless steel appliances, with auto-close cabinetry and heavy trim throughout. A sunlit office joins the laundry, garage, staircase, and kitchen in one welcoming central space. The main-level primary suite boasts a spa bath. Upstairs, a bonus room, loft, and three bedrooms — all en-suite with full baths — sit under ten-foot ceilings with eight-foot doors and abundant closet space. Lake views can be enjoyed from two upstairs bedrooms. Outside, enjoy a covered porch, open deck, stone patio, irrigation system, and three-bay garage. Lakewood offers secured storage for boats and RVs, plus an easy 35-minute commute to Charlotte. At a glance: Almost 4,300 sq ft on a gorgeous shaded lot Primary on main, 3 bedrooms up En-suite bath in every bedroom Bonus/game room over 3-car garage Large kitchen, open floorplan Lake views up · 2 mi to boat access The photo(s) contained in this listing may have been created or enhanced using virtual staging software and therefore may not accurately reflect the current features in the room/home.

Highlights

Listed by Carol Vandergrift , 704-699-8544 Coldwell Banker Realty , 704-547-8490. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.53

HOA Fee

625 Annually

Year Built

2007

County

Lincoln

Neighborhood

Lakewood

Listing ID

4413902

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Oven, Dishwasher, Disposal, Down Draft, Electric Water Heater, Gas Cooktop, Microwave, Oven, Plumbed For Ice Maker
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas,Gas Log
Floor:Tile,Wood
Above Ground Sq Ft:4268
Other:
  • ▪ Additional:Attic Walk In, Breakfast Bar, Central Vacuum, Entrance Foyer, Kitchen Island, Pantry, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Sloped
Lot Dimensions:75X220X142X192
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:County Sewer
Parking Features:Driveway
Principal Interest
$5,052
Taxes
$573
HOA
$625

Home Price

$899,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,052.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,052.41 $573.11 $625.00 $6,250.52
Yearly $60,628.93 $6,877.35 $7,500.00 $75,006.28
Total $1,818,867.81 $206,320.50 $225,000.00 $2,250,188.31

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-14T17:53:06.000Z

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