Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

7592 Cottonwood Dr , Denver, NC 28037
$1,199,000
Est. Payment: $6,141.86/mo
4 Bed
5 Bath
4043 Sqft
Status: active | Days on site: 62
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Experience breathtaking waterfront living in this beautifully crafted 4-bedroom, 4½-bath custom home with 4043 sq ft of thoughtfully designed space overlooking stunning Lake Norman. Professionally landscaped and treed yard with seasonal flowering trees and plants. Built in 2006 by John Williams Custom Homes, this exceptional residence combines timeless craftsmanship with lake views from every level. From the moment you enter, the soaring 20-foot vaulted living room ceiling and dramatic floor-to-ceiling custom stone fireplace create an unforgettable first impression. Expansive windows frame lake views from the living room, kitchen, dining area, master suite, upstairs bedroom, downstairs bedroom, family room, exercise room, and lower patio. The living room, dining room, and kitchen offer generous entertaining space for family and friends. The kitchen features a dining area, barstool seating and counter, premium KitchenAid appliances, and custom-built wood cabinetry. Built-in entertainment cabinetry and multiple indoor and outdoor gathering spaces make this home ideal for both relaxed lake life and entertaining guests. The luxurious primary suite offers direct access to the large Trex balcony overlooking the lake, creating the perfect relaxing retreat. The spa-inspired primary bath includes a Jacuzzi tub, oversized shower with dual water jets, handheld spray, and soothing hot water from the Rinnai tankless water heater. The upper floor includes a second bedroom with a private ensuite bath for exceptional comfort and privacy, a third bedroom, a large bonus room, and attic storage. The walkout lower level includes a spacious family room with surround-sound speakers and a kitchenette, an exercise area, a fourth bedroom with an ensuite bath, extensive storage, and a workshop with a built-in workbench and double exterior doors. A second natural gas stone fireplace and an outdoor wood-burning fireplace create warm, inviting spaces year-round. Outdoor enthusiasts will appreciate approximately 110 feet of shoreline on Lake Norman, with a private boat tie-up and direct kayak/paddleboard launch access. Additional amenities include gated and locked boat storage just one block away and convenient access to the Little Creek Boat Ramp, only 0.6 miles from the home. Roof replaced in 2022; owners are offering a one-year home warranty. Possible room for a pool on the left near the outdoor fireplace; please see the survey in the attachments for the area.

Highlights

Listed by Susan Dolan , 704-560-7201 Ivester Jackson Christie's , 704-655-0586. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.57

HOA Fee

795 Annually

Year Built

2006

County

Lincoln

Neighborhood

Lakewood

Listing ID

4382286

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Self Cleaning Oven, Tankless Water Heater, Wall Oven
Air Cond:Central Air,Electric,Multi Units,Zoned
Fireplaces:Family Room,Great Room
Floor:Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:2868
Below Ground Sq Ft:1175
Basement:Basement Shop,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • Additional:Attic Walk In, Breakfast Bar, Built-in Features, Cable Prewire, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Whirlpool, Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Wooded,Views,Waterfront,Beach - Private,Paddlesport Launch Site
Lot Dimensions:102X267X116X229
Roof:Architectural Shingle
Others:
  • Additional:In-Ground Irrigation
Sewer:County Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$6,142
Taxes
$764
HOA
$795

Home Price

$1,199,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,141.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,141.86 $764.36 $795.00 $7,701.23
Yearly $73,702.35 $9,172.35 $9,540.00 $92,414.70
Total $2,211,070.59 $275,170.50 $286,200.00 $2,772,441.09

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS