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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4552 Sawgrass Ct , Denver, NC 28037
$1,149,000
Est. Payment: $6,457.42/mo
5 Bed
4 Bath
5462 Sqft
1.25 Acres
Status: active | Days on site: 1
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9149 - 85327,32168
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Terri Bias
Operator/Brokerage Owner

House Description

Tucked among mature trees on a private 1.25-acre cul-de-sac lot in Pebble Bay, this elegant retreat pairs Lake Norman living with a backyard made for unforgettable gatherings. Enjoy lake access through the community boat ramp, dock and paddlesport launch, then return home to your own heated saltwater pool, expansive patio and beautifully wooded surroundings. From leisurely afternoons poolside to dinner on the screened porch, the outdoor spaces invite you to stay and relax. Inside, soaring ceilings, rich wood floors and detailed trim create a warm, refined welcome, while three fireplaces add ambiance throughout. The main level kitchen connects with a sunny breakfast area and inviting sitting room, complemented by a separate dining room for special occasions. A main-level primary suite offers a tray ceiling, fireplace and spacious bath with a soaking tub, separate shower and walk-in closet with custom built-ins. The upper level features 3 bedrooms and a full bath providing plenty of space for family and overnight guests. The finished walk-out lower level takes entertaining further with a second kitchen, billiards area, wine cellar, home theater and exercise room, plus direct access to the pool patio. Five bedrooms, four full baths and a three-car garage provide generous space for everyday living and hosting. Thoughtful enhancements include a 2025 wood deck, updated theater technology and home automation for climate, lighting, sound, pool and security. A peaceful setting, exceptional gathering spaces and access to days on the lake make this a home to savor. *Pool table, all pool furniture, grill, 5 mounted flat screen TV’s, new Maytag commercial washer & dryer, plus reclining theater chairs ALL CONVEY!! **Please note - property is tenant occupied. Photos were taken before tenant moved in.

Highlights

Listed by Thomas Elrod , 704-887-6600 and Brian Boger , 704-887-6600 Keller Williams Ballantyne Area , 704-887-6600. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.25

HOA Fee

750 Annually

Year Built

2006

County

Catawba

Neighborhood

Pebble Bay

Listing ID

4433105

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Disposal, Gas Cooktop, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Primary Bedroom,Recreation Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3349
Below Ground Sq Ft:2113
Basement:Daylight,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Attic Walk In, Drop Zone, Entrance Foyer, Garden Tub, Pantry, Split Bedroom, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Cul-De-Sac,Private,Wooded,Boat Ramp – Community,Boat Slip – Community,Paddlesport Launch Site - Community
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$6,457
Taxes
$732
HOA
$750

Home Price

$1,149,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$229,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,457.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,457.42 $732.49 $750.00 $7,939.91
Yearly $77,489.03 $8,789.85 $9,000.00 $95,278.88
Total $2,324,670.87 $263,695.50 $270,000.00 $2,858,366.37

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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