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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4565 River Hills Dr , Denver, NC 28037
$899,900
Est. Payment: $5,057.47/mo
4 Bed
4 Bath
2882 Sqft
1.23 Acres
Status: under contract-no show | Days on site: 4
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3020 - 69014
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Your Private Pebble Bay Retreat Has Arrived Welcome to 4565 River Hills Drive in Denver, NC—a beautifully refreshed home offering privacy, thoughtful design and an outdoor setting made for entertaining. Updated paint and carpet create a bright, move-in-ready feel, while gleaming hardwood floors add warmth and character. The home’s split-bedroom layout places the spacious primary suite in its own private wing, complete with an en-suite bath and an extraordinary walk-in closet. The additional bedrooms are located on the opposite side of the home, while an upstairs guest suite provides a comfortable and private space for overnight visitors. The backyard is where this home truly shines. Enjoy a fenced, in-ground pool surrounded by beautiful landscaping, a screened porch equipped with a TV and speakers, and a back deck with an awning for shaded outdoor living. Additional highlights include an encapsulated crawlspace, whole home generator and access to Pebble Bay’s desirable lake-lifestyle amenities, including community day docks, and boat and RV storage. This is more than a home—it’s your own private retreat near Lake Norman.
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Highlights

Listed by Amanda J. Crosby , 909-289-3985 Lake Norman Realty, Inc. , 704-663-3655. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
1.23

HOA Fee

750 Annually

Year Built

2005

County

Catawba

 Neighborhood

Pebble Bay

Listing ID

4415518

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Oven, Refrigerator
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room
Floor:Carpet,Linoleum,Tile,Wood
Above Ground Sq Ft:2882
Other:
  • ▪ Additional:Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Boat Ramp – Community,Boat Slip – Community
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$5,057
Taxes
$574
HOA
$750

Home Price

$899,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$179,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,057.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,057.47 $573.69 $750.00 $6,381.15
Yearly $60,689.62 $6,884.24 $9,000.00 $76,573.86
Total $1,820,688.70 $206,527.05 $270,000.00 $2,297,215.75

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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