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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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7261 Bay Ridge Dr , Denver, NC 28037
$1,115,000
Est. Payment: $5,711.57/mo
4 Bed
3 Bath
3625 Sqft
Status: active | Days on site: 7
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to luxury living in the prestigious gated community of Pebble Bay, where exceptional craftsmanship, thoughtful upgrades, and Lake Norman access come together in one remarkable home. Designed for both everyday living and entertaining, this beautifully maintained residence offers an open, light-filled floor plan with upscale finishes throughout. The gourmet kitchen is the heart of the home, featuring upgraded appliances, a large center island, a walk-in pantry, and seamless flow into the spacious living and dining areas. A custom wine room with a sliding barn door provides the perfect space to showcase your collection. The main-level primary suite offers a private retreat with a spa-inspired bath and oversized walk-in closet, while an additional bedroom and full bath provide ideal accommodations for guests or multi-generational living. Generously sized secondary bedrooms offer comfort and flexibility, while fingerprint-secured access to the front door, primary closet, and guest bedroom adds an extra level of convenience and security. Resort-style outdoor living awaits with a custom gunite saltwater pool and spa, an expansive pool deck designed for entertaining, and a three-season room overlooking the backyard oasis. Gather around the flagstone and pebble fire pit, enjoy your favorite music through the premium Sonos outdoor sound system, and admire the professionally designed landscape lighting and decorative front water feature. The fully fenced backyard, complete with a dedicated pool safety enclosure, provides both privacy and peace of mind. Luxury extends beyond what you can see with a whole-house Culligan water filtration system, upgraded 250-gallon propane tank, whole-home ADT security system, Ring exterior cameras, Blink interior cameras, AT&T Fiber high-speed internet, Rain Bird Wi-Fi irrigation system, and smart app controls for the pool and spa, irrigation, and outdoor audio. Fresh interior paint and new carpet in select rooms make this home truly move-in ready. Offering an unmatched combination of luxury amenities, smart-home technology, thoughtful upgrades, and the security of one of Lake Norman's premier gated communities, this exceptional home presents a rare opportunity to enjoy refined living at its finest.

Highlights

Listed by Mike Feehley , 704-799-5233 Ivester Jackson Christie's , 980-435-5169. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.47

HOA Fee

627.5 Semi-Annually

Year Built

2020

County

Catawba

Neighborhood

Pebble Bay

Listing ID

4412207

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Bar Fridge, Dishwasher, Exhaust Hood, Filtration System, Ice Maker, Microwave, Refrigerator with Ice Maker, Self Cleaning Oven, Wall Oven
Air Cond:Central Air
Fireplaces:Gas Log,Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3625
Below Ground Sq Ft:0
Other:
  • Additional:Attic Walk In, Garden Tub, Kitchen Island, Open Floorplan, Sauna, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Private,Wooded,Boat Ramp – Community,Boat Slip – Community,Pier - Community
Roof:Architectural Shingle
Others:
  • Additional:In-Ground Hot Tub / Spa, In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$5,712
Taxes
$711
HOA
$628

Home Price

$1,115,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$223,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,711.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,711.57 $710.81 $627.50 $7,049.89
Yearly $68,538.89 $8,529.75 $7,530.00 $84,598.64
Total $2,056,166.56 $255,892.50 $225,900.00 $2,537,959.06

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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