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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4353 Pine Harbor Dr , Denver, NC 28037
$715,000
Est. Payment: $4,018.32/mo
4 Bed
4 Bath
3202 Sqft
0.97 Acres
Status: under contract-show | Days on site: 9
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810031 - 31584
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this rare Lake Norman opportunity offering lake access, two primary suites, two lots and an oversized 20' x 30' detached garage! Situated across the street from the lake, this exceptionally private property encompasses two lots totaling nearly one acre, providing an abundance of space, privacy and flexibility that is hard to find this close to the lake. Even better, the community offers a boat launch, making it easy to enjoy all that Lake Norman has to offer. Inside, this four-bedroom, 3.5-bath home offers a thoughtful and versatile floor plan with two primary bedrooms, one conveniently located on the main level and a second upstairs. The main level welcomes you with a formal dining room and an open kitchen and living area centered around a gas fireplace. The recently remodeled kitchen features new cabinetry, quartz countertops, appliances and light fixtures and flows seamlessly into the spacious sunroom overlooking the expansive backyard. The main-level primary suite is privately positioned on one side of the home and offers direct access to the backyard, a custom walk-in closet and a beautifully updated bath with walk-in shower and garden tub. Two additional bedrooms, a full bath and laundry room are located on the opposite side of the home. Upstairs, you'll find a spacious bonus room along with the second primary suite, complete with a walk-in closet and full bath—perfect for guests, multigenerational living or a private retreat. Step outside and enjoy your own private backyard oasis with a patio, hot tub, fire pit and plenty of room to relax, entertain, or play. The 20' x 30' detached garage with AC provides exceptional space for vehicles, lake toys, a workshop, storage or hobbies. With lake access, a community boat launch, nearly an acre across two lots, two primary suites and an oversized detached garage, this property offers a unique combination of privacy, space, and Lake Norman living. Recently refinished hardwood floors complete the package.

Highlights

Listed by Jordan Cook , 704-450-8189 Howard Hanna Allen Tate Huntersville , 704-949-1300. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.97

Year Built

2002

County

Lincoln

Neighborhood

Pine Harbor

Listing ID

4425985

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
Air Cond:Ceiling Fan(s)
Fireplaces:Gas,Gas Log,Living Room
Floor:Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:3202
Other:
  • ▪ Additional:Attic Other, Attic Walk In, Breakfast Bar, Cable Prewire, Garden Tub, Open Floorplan, Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Cul-De-Sac,Views,Boat Ramp – Community,Other - See Remarks
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Detached Garage
Principal Interest
$4,018
Taxes
$456

Home Price

$715,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$143,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,018.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,018.32 $455.81 $0.00 $4,474.14
Yearly $48,219.89 $5,469.75 $0.00 $53,689.64
Total $1,446,596.76 $164,092.50 $0.00 $1,610,689.26

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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