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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2426 Smith Cove Rd , Denver, NC 28037
$549,000
Est. Payment: $2,812.25/mo
5 Bed
3 Bath
3171 Sqft
Status: active with contingency | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 2426 Smith Cove Road in the highly sought-after Smithstone community of Denver! This beautifully maintained home offers spacious living, thoughtful updates, and a floor plan designed for today's lifestyle. As you enter the home find an office with glass panel french doors, formal dining room, and custom painted walls throughout. The heart of the home is the bright, inviting kitchen featuring stainless steel GE Cafe appliances, ample cabinetry, granite countertops. The kitchen opens to the breakfast nook, living room with gas fireplace and airy sun room with walls of windows that creates the perfect space to relax, work, or enjoy your morning coffee while overlooking the private, fenced in backyard. The main level also features a beautifully remodeled half bath and full laundry room. Upstairs, you'll find a spacious primary suite with a private bath, along with three additional bedrooms and a second full bathroom, offering plenty of room for family and guests. The versatile third-floor bonus room provides even more living space and can easily serve as a fifth bedroom, recreation room, home office, or media room. New carpet has been installed throughout the second and third floor. In the back yard, the large patio surrounded by beautiful established landscaping opens to a beautiful, level yard with in-ground sprinkler system and 10x22 storage shed. This yard is ready for a pool, playground, garden, or just the way it is with room to play...the possibilities are endless! Located in the established Smithstone neighborhood, residents enjoy exceptional amenities including a beautiful lakeside pool, clubhouse, boat and RV storage, and a welcoming community atmosphere. Conveniently located near shopping, dining, schools, and Lake Norman, this home offers the perfect combination of comfort, convenience, and community. Don't miss your opportunity to make this exceptional Smithstone home your own!

Highlights

Listed by Shannon Avason , 704-500-3338 Keller Williams Lake Norman , 704-892-5518. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.41

HOA Fee

217 Quarterly

Year Built

2003

County

Lincoln

Neighborhood

Smithstone

Listing ID

4401720

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator with Ice Maker
Air Cond:Central Air
Fireplaces:Gas,Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3171
Below Ground Sq Ft:0
Other:
  • Additional:Breakfast Bar, Open Floorplan, Storage, Walk-In Closet(s), Has Fireplace
Water:County Water

Exterior Features

Lot:Level
Roof:Architectural Shingle
Others:
  • Additional:In-Ground Irrigation
Sewer:County Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Keypad Entry
Principal Interest
$2,812
Taxes
$350
HOA
$217

Home Price

$549,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,812.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,812.25 $349.99 $217.00 $3,379.23
Yearly $33,746.95 $4,199.85 $2,604.00 $40,550.80
Total $1,012,408.47 $125,995.50 $78,120.00 $1,216,523.97

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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