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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4197 Millstream Rd , Denver, NC 28037
$436,000
Est. Payment: $2,233.40/mo
4 Bed
2 Bath
1787 Sqft
Status: active | Days on site: 7
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Terri Bias
Operator/Brokerage Owner

House Description

Beautiful, sophisticated single-level living across almost 1,800 square feet of intelligently planned design maximizes the functionality and flow of your life. Home features accessible design throughout with wide hallways and seamless transitions that define every space, with four generously proportioned bedrooms and two full baths that create flexibility and convenience for modern families. Two distinct living areas provide remarkable versatility. The open kitchen and dining area spans nearly 400 square feet, the perfect canvas for your culinary creativity and mealtime gatherings with family and favorite friends. Premium stainless steel appliances including double ovens and a gas cooktop are complemented by granite countertops and a chef's island, while custom cabinetry and designer backsplash tile build in quality you'll appreciate every day. The kitchen's vantage point overlooks the secondary living area which provides space for cozy fireplace evenings, lounging or media enjoyment and allows participate in the whole of family life. The owner's bedroom is a spacious private sanctuary with an en-suite to rival luxe hotels, where a soaking tub and separate shower are paired with dual sink vanity and granite counters to create a spa-like escape. Three additional bedrooms can easily serve as guest suites, home offices, or studios and connect to wide hallways that make daily life effortless. A dedicated laundry room keeps household operations running smoothly and out of sight. Thoughtful details elevate every space—recessed lighting and extensive crown molding throughout, a tankless water heater for endless hot water and lower utility costs, and central heat pump cooling that maintains comfort year-round. The attached two-car garage provides secure parking and convenient storage. A covered front porch shelters you from the elements while covered back patio extends your living and dining options to the outdoors - perfectly sized for ease and ideal for morning coffee or summer entertaining without maintenance demands. Enjoy nearby parks, fitness centers, quality schools, and shopping are all within minutes, while Uptown Charlotte or International Airport are just 22 miles from your door. Area is eligible for USDA 100% financing. Come see the features for yourself and be the one to call this beautiful place home.

Highlights

Listed by Daniel Fisher , 704-617-3544 and Rebecca Fisher , 704-617-3544 Fisher Herman Realty LLC , 704-544-5643. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

600 Annually

Year Built

2023

County

Lincoln

Neighborhood

Wildbrook

Listing ID

4408202

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Double Oven, Gas Cooktop, Low Flow Fixtures, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Tankless Water Heater
Air Cond:Central Air,Electric
Fireplaces:Family Room
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:1787
Below Ground Sq Ft:0
Other:
  • Additional:Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:Public

Exterior Features

Lot:Level
Lot Dimensions:50 x ~122
Zoning:PD-R
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Front
Principal Interest
$2,233
Taxes
$278
HOA
$600

Home Price

$436,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$87,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,233.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,233.40 $277.95 $600.00 $3,111.35
Yearly $26,800.86 $3,335.40 $7,200.00 $37,336.26
Total $804,025.67 $100,062.00 $216,000.00 $1,120,087.67

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Denver, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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