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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3916 Riviera Dr , Elm City, NC 27822
$360,000
Est. Payment: $1,844.10/mo
3 Bed
3 Bath
1801 Sqft
Status: active | Days on site: 21
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Turn onto Riviera Drive, where a picturesque, tree-lined street offers glimpses of the sparkling river along the way. At the end of the long driveway, you'll arrive at this charming Charleston-inspired ranch, welcoming you with its inviting rocking chair front porch. Step inside and continue through the foyer into the spacious family room, where water views immediately capture your attention. This warm and inviting space features a cozy fireplace, making it the perfect gathering spot for family and friends. Large windows fill the room with natural light while showcasing the peaceful waterfront scenery. Just off the family room, the beautifully updated kitchen is both functional and stylish, featuring granite countertops, stainless steel appliances, abundant cabinetry, and generous counter space for meal preparation. Step outside onto the expansive rear deck, designed for entertaining with built-in bench seating, a gas grill and firepit hookup, --perfect for hosting family and friends while enjoying the waterfront setting. Wander down to your private dock, where your boat or jet ski can be ready for endless days of fun on the water. Back inside, you'll find a formal living room highlighted by a wall of custom built-ins, along with a formal dining room ideal for holiday gatherings. Down the hall are three freshly painted bedrooms and two full baths, offering comfortable accommodations for family and guests. On the opposite end of the home, you'll find a convenient laundry room with a half bath, along with an attached two-car garage. Whether you're looking for a peaceful retreat, a place to entertain, or a home where every day feels like a vacation, this waterfront property offers the perfect blend of comfort, charm, and river views. This could be the dream home you've been waiting for.

Highlights

Listed by David Combs , 252-937-2121 Century 21 Sterling Combs , 252-937-2121. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.91

Year Built

1973

County

Nash

Neighborhood

To Be Added

Listing ID

10184089

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Electric Water Heater, Exhaust Fan, Free-Standing Refrigerator, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Family Room,Fireplace Screen,Gas Log,Propane
Floor:Carpet,Hardwood,Laminate,Vinyl
Above Ground Sq Ft:1801
Below Ground Sq Ft:0
Other:
  • Additional:Bathtub/Shower Combination, Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Dining L, Entrance Foyer, Granite Counters, High Speed Internet, Pantry, Master Downstairs, Storage, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Back Yard,Few Trees,Front Yard,Gentle Sloping,Secluded,Waterfront
Zoning:R40
Roof:Shingle
Others:
  • Additional:Dock, Fire Pit, Lighting, Rain Gutters, Storage, Covered, Deck, Front Porch
Sewer:Septic Tank
Parking Features:Additional Parking,Driveway,Garage,Garage Door Opener,Garage Faces Side,Kitchen Level,Lighted,On Site,Parking Pad,Private,Side By Side,Workshop in Garage
Principal Interest
$1,844
Taxes
$158

Home Price

$360,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$72,000
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Monthly Price:
$1,844.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,844.10 $158.07 $0.00 $2,002.16
Yearly $22,129.15 $1,896.81 $0.00 $24,025.96
Total $663,874.40 $56,904.30 $0.00 $720,778.70

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Elm City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina