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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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431 Thorntons Creek Dr , Erwin, NC 28339
$324,995
Est. Payment: $1,826.48/mo
3 Bed
2 Bath
1643 Sqft
0.57 Acres
Status: active | Days on site: 12
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75224 - 97399
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Up to *$15,000 BUYER ALLOWANCE*, USE AS YOU CHOOSE when using builder-owned lender, Liberty Ridge Lending! Welcome home to The Bailey by Ben Stout Construction in the desirable new community of Thorntons Creek! This thoughtful, single-story floor plan offers seamless main-level living with an open-concept layout. The heart of the home features a spacious family room that opens directly to the kitchen with a central island, pantry and casual dining area. Tucked away at the rear of the home, the primary suite includes a private bath and generous walk-in closet. Two additional bedrooms and a full bath are located toward the front, perfect for family, guests, or a home office. Unwind all year round on the back covered porch, ideal for evening relaxation or morning coffee. Complete with a two-car garage and accessible laundry area. Welcome Home! AGENTS-not a member of MLS? Call Showing Time for access/disclosures.
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Highlights

Listed by Brian O'Connell , Keller Williams Realty , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
0.57

HOA Fee

385 Annually

Year Built

2026

County

Harnett

 Neighborhood

Thorntons Creek

Listing ID

10196343

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Range, Stainless Steel Appliance(s)
Air Cond:Central Air
Fireplaces:Prefabricated
Floor:Carpet,Luxury Vinyl
Above Ground Sq Ft:1643
Other:
  • ▪ Additional:Bathtub/Shower Combination, Double Vanity, Kitchen Island, Pantry, Walk-In Closet(s), Walk-In Shower
Water:Public

Exterior Features

Zoning:RA-30
Roof:Shingle
Others:
  • ▪ Additional:Rain Gutters, Covered, Front Porch, Porch
Sewer:Septic Tank
Parking Features:Attached,Two Car Garage,Garage,Attached Garage
Principal Interest
$1,826
Taxes
$207
HOA
$385

Home Price

$324,995

Loan Details

30 yrs
7.548%

Down Payment

20%
$64,999
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,826.48

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,826.48 $207.18 $385.00 $2,418.67
Yearly $21,917.80 $2,486.21 $4,620.00 $29,024.01
Total $657,533.86 $74,586.35 $138,600.00 $870,720.22

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Erwin, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T15:51:28.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina