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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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7262 Ryan St , Fayetteville, NC 28314
$199,900
Est. Payment: $1,023.99/mo
3 Bed
2 Bath
1038 Sqft
Status: active | Days on site: 72
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

$7,900 CLOSING COSTS (BE SURE TO READ BELOW!) + INCREDIBLE FINANCING OPTIONS + HOME WARRANTY!!!Welcome home to this beautifully updated 3-bedroom, 2-bath gem where comfort, style, and convenience come together! From the moment you step inside, you'll notice an abundance of natural light pouring through the large front windows and sliding glass doors, creating a bright and airy living space that instantly feels like home. The refinished hardwood floors add warmth and character, while fresh interior and exterior paint give the home a clean, modern feel.The kitchen is both stylish and functional, featuring updated cabinetry, counters, and appliances. Whether you're preparing breakfast in the eat-in kitchen or hosting friends for dinner, you'll love the generous counter space and easy flow into the main living area.Step outside to a spacious, fully fenced backyard complete with a large patio—perfect for weekend cookouts, morning coffee, entertaining, or simply unwinding after a long day. With the perfect blend of cozy charm, modern updates, a newer roof, and an extremely convenient location just minutes from Fort Bragg, major shopping, dining, and downtown, this is a home you'll truly love coming home to.NOW FOR THE INCENTIVES! The seller is offering up to $7,900 toward buyer closing costs when using our preferred lender ($5,000 if not using our preferred lender), an amount estimated to be enough to fully cover closing costs for many buyers, depending on the loan and transaction. Our preferred lender also has several incredible financing opportunities for qualified buyers, including 100% financing options with NO Private Mortgage Insurance (PMI), forgivable down payment assistance, and a loan program offering a $10,000 GRANT! These programs could significantly reduce the amount of money a buyer needs out of pocket to purchase this home. These enhanced incentives are available through our preferred lender, so be sure to reach out for details and to determine which programs you may qualify for.ALREADY PRE-APPROVED WITH ANOTHER LENDER? YOU CAN STILL EXPLORE THESE OPTIONS! Being pre-approved elsewhere does not prevent you from applying with our preferred lender to see whether you qualify for these incentives. If you've already qualified with one lender, there's a HIGH possibility you may qualify with another, although lending requirements can vary.Concerned about another credit pull? Credit-scoring models generally recognize that homebuyers shop for mortgage financing. Multiple mortgage-related credit inquiries occurring within rate-shopping windows are commonly treated as a single inquiry for scoring purposes, although the exact treatment can vary by scoring model and credit profile. In other words, don't let an existing pre-approval stop you from exploring an opportunity that could potentially save you thousands of dollars!With up to $7,900 toward closing costs, potentially 100% financing with NO PMI, forgivable down payment assistance, a $10,000 grant program, AND a home warranty, there are some incredible opportunities available to make purchasing this home extremely affordable. Contact us for an introduction to our preferred lender and see which options may be available to you!Note: Financing programs, grants, down payment assistance, seller concessions, and lender incentives are subject to buyer qualification, lender guidelines, loan-program requirements, availability, and applicable lending rules. Contact the preferred lender for complete eligibility and program details. If NOT using our preferred lender Sellers are offering $5,000 towards closing costs.

Highlights

Listed by CHARLESTON WALLACE , 757-214-4579 MISSION ACCOMPLISHED REALTY , 910-294-9780. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.26

Year Built

1967

County

Cumberland

Neighborhood

Loch Lomond

Listing ID

LP763548

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Microwave, Refrigerator
Air Cond:Central Air,Electric
Fireplaces:
Floor:Vinyl
Basement:Crawl Space
Other:
  • Additional:Ceiling Fan(s), Eat-in Kitchen, Kitchen/Dining Room Combination

Exterior Features

Lot:Cleared,Level
Lot Dimensions:0.26
Zoning:UNKWN - Unknown
Others:
  • Additional:Fenced Yard, Covered, Patio
Parking Features:Attached
Principal Interest
$1,024
Taxes
$127

Home Price

$199,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,023.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,023.99 $127.44 $0.00 $1,151.42
Yearly $12,287.82 $1,529.24 $0.00 $13,817.06
Total $368,634.70 $45,877.05 $0.00 $414,511.75

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Fayetteville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T15:38:14.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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