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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1046 White Plains Dr , Fayetteville, NC 28312
$390,500
Est. Payment: $2,194.62/mo
4 Bed
3 Bath
2041 Sqft
0.69 Acres
Status: active | Days on site: 15
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this beautifully designed ranch with bonus offering over 2,000 sq. ft. of comfortable living space all on a large lot with no HOA or city taxes with all closing costs to be paid when buyer uses the builder's preferred lender! With four spacious bedrooms (bonus is a bedroom) and three full bathrooms, this thoughtfully laid out home blends comfort and functionality in a bright, inviting setting. Large windows flood the open living areas with natural light, creating a warm, welcoming atmosphere throughout the year. At the heart of the home is a well-appointed kitchen, featuring a central island perfect for meal prep, casual dining, and entertaining. Just off the kitchen, a cozy breakfast nook provides an ideal spot to enjoy your morning coffee while overlooking your peaceful surroundings. The private primary suite offers a true retreat, complete with a generous walk-in closet, dual vanities, a private water closet, and a luxurious tiled walk-in shower. Step outside to unwind on the covered front and back porches, perfect for relaxing or hosting guests while taking in views of the wood lined backyard. Located in a low-traffic area with an easy drive to schools, I295, and Ft. Bragg, this brick home is a rare opportunity to enjoy the slower pace of country living with all the comforts of a new build that backs up to a wooded lot. Between credits from the builder and the lender, Christy Strickland w/ Atlantic Bay Mortgage, 910-574-2105, a buyer could get into White Plains without having to bring money to closing! Welcome Home!

Highlights

Listed by LONGLEAF TEAM POWERED BY LONGLEAF PROPERTIES , LONGLEAF PROPERTIES OF SANDHILLS LLC. , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.69

Year Built

2026

County

Cumberland

Listing ID

765355

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Microwave, Range
Floor:Carpet,Hardwood,Luxury Vinyl,Tile,Vinyl
Other:
  • ▪ Additional:Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Granite Counters, Kitchen Island, Separate Shower, Walk-In Closet(s), Walk-In Shower, Water Closet

Exterior Features

Lot:Cleared,Wooded
Others:
  • ▪ Additional:Covered, Front Porch, Rear Porch
Sewer:Septic Tank
Parking Features:Attached,Two Car Garage,Garage,Attached Garage
Principal Interest
$2,195
Taxes
$249

Home Price

$390,500

Loan Details

30 yrs
7.548%

Down Payment

20%
$78,100
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,194.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,194.62 $248.94 $0.00 $2,443.57
Yearly $26,335.48 $2,987.33 $0.00 $29,322.80
Total $790,064.38 $89,619.75 $0.00 $879,684.13

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Fayetteville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T19:53:58.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina