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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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440 Valley Rd , Fayetteville, NC 28305
$699,000
Est. Payment: $3,580.62/mo
5 Bed
5 Bath
4459 Sqft
Status: active | Days on site: 286
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Located in the highly sought-after Forest Lakes neighborhood just outside Highland Country Club, this sprawling one-story home offers over 4,000 sq ft of living space with beautiful lake views. Featuring 5 bedrooms, 4.5 baths, and 3 spacious living areas, this home blends classic charm with modern updates. The kitchen boasts granite countertops, white cabinetry, stainless steel appliances, and a sink overlooking the backyard. A stunning primary suite addition includes built-ins, a fireplace, jetted tub, walk-in shower, dual vanities, and his-and-her walk-in closets. Enjoy peaceful lake views from multiple rooms or unwind on the large screened porch. The property includes a circular driveway and two small lakefront lots across the street with a dock, perfect for fishing, kayaking, or relaxing by the water. Conveniently located near downtown Fayetteville, shopping, and Cape Fear Valley Hospital.
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Highlights

Listed by VANCE TOWNSEND , 910-489-9300 TOWNSEND REAL ESTATE , 910-323-1110. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

HOA Fee

1800 Annually

Year Built

1951

County

Cumberland

Listing ID

LP753097

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Floor:Hardwood,Parquet,Tile,Vinyl

Exterior Features
Principal Interest
$3,581
Taxes
$446
HOA
$1,800

Home Price

$699,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,580.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,580.62 $445.61 $1,800.00 $5,826.23
Yearly $42,967.43 $5,347.35 $21,600.00 $69,914.78
Total $1,289,022.80 $160,420.50 $648,000.00 $2,097,443.30

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Fayetteville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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