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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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40 Country Bear Ln , Flat Rock, NC 28731
$624,900
Est. Payment: $3,511.96/mo
4 Bed
3 Bath
1882 Sqft
1.1 Acres
Status: active | Days on site: 23
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NCM21200 - alhill
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Terri Bias
Operator/Brokerage Owner

House Description

Space, privacy and flexibility come together in this distinctive property bordering Green River Game Lands. The main residence offers two main-level bedrooms and two full baths, including a primary suite with a walk-in closet, private bath and sunroom overlooking the pool. The inviting living room features a gas fireplace, built-in shelving and sliding doors opening to the patio and pool area. The kitchen includes granite countertops, a tile backsplash, pantry, dining area and appliances. Upstairs, a spacious bedroom/bonus room with a full bath, ample closet storage and sliding doors to a private balcony. Connected to the main residence by a mudroom, the apartment/extended living area offers a private entrance, one bedroom, one full bath, a walk-in closet, kitchen, living and dining area, utility room and generous storage. Outdoor living centers around the 20 x 40 foot in-ground pool with a diving board, depths up to nine feet and a new liner installed in 2026. A two-car main level garage and three-car tandem basement garage with hot tub, oversized doors provide exceptional room for vehicles, hobbies and storage. A truly versatile property with room to live, gather, work and enjoy the outdoors with NO HOA. Perfect for multi-generational living or a potential income-producing opportunity. This one-of-a-kind property is located, close to Downtown Hendersonville, Shopping, Dining, Hospitals, Hiking & lots of local places to explore!

Highlights

Listed by Amanda Hill , 828-231-2017 RE/MAX Results , 828-489-3131. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.1

Year Built

1987

County

Henderson

Neighborhood

None

Listing ID

4420837

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Microwave, Refrigerator, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:Gas Log,Living Room,Propane
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:1882
Basement:Basement Garage Door,Exterior Entry,Interior Entry,Unfinished
Other:
  • ▪ Additional:Attic Stairs Pulldown, Built-in Features, Entrance Foyer, Storage, Walk-In Closet(s), Other - See Remarks, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Level,Private,Rolling Slope,Wooded,Other - See Remarks
Zoning:R2R
Roof:Architectural Shingle
Sewer:Septic Installed,Other - See Remarks
Parking Features:Basement,Driveway,Attached Garage,Garage Faces Front,Tandem
Principal Interest
$3,512
Taxes
$398

Home Price

$624,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$124,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,511.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,511.96 $398.37 $0.00 $3,910.33
Yearly $42,143.51 $4,780.49 $0.00 $46,924.00
Total $1,264,305.33 $143,414.55 $0.00 $1,407,719.88

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Flat Rock, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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