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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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187 Duncan Creek Rd , Fletcher, NC 28732
$1,400,000
Est. Payment: $7,868.05/mo
5 Bed
7 Bath
6818 Sqft
3.93 Acres
Status: under contract-show | Days on site: 1
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R08056 - mar1825,76538
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Terri Bias
Operator/Brokerage Owner

House Description

Perfectly positioned between Asheville and Hendersonville, this expansive mountain estate offers a picturesque setting, nearly four level acres, and more than 7,800 square feet of total living space across the main home and separate guest house. The main residence is designed on a grand scale with hardwood floors, a vaulted great room anchored by a floor-to-ceiling stone fireplace, formal dining, and a spacious kitchen with abundant cabinetry, expansive countertops, an island, and a breakfast bar. Two bedroom suites are located on the main level, including a spacious primary suite with a generous walk-in closet and luxurious spa-like bath featuring dual vanities, a soaking tub, and tiled walk-in shower. Upstairs, additional bedrooms and a large finished room over the garage with a half bath provide exceptional flexibility, while the finished lower level adds a family room, gym area, kitchenette, office, and full bath. Expansive level lawns, mountain views, a covered front porch, large rear deck, stone patio, and courtyard with koi pond create an impressive outdoor setting. A separate guest house with its own kitchen, living area, bedroom, full bath, screened porch, and loft completes this distinctive property.

Highlights

Listed by Marie Reed , 828-553-7893 and Mark Carter , 828-553-7893 Keller Williams Professionals , 828-553-7893. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
3.93

Year Built

1998

County

Henderson

Listing ID

4424773

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Double Oven, Electric Water Heater, Exhaust Hood, Gas Range, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Great Room
Floor:Carpet,Laminate,Tile,Wood
Above Ground Sq Ft:4068
Below Ground Sq Ft:2750
Basement:Daylight,Exterior Entry,Finished,Interior Entry,Walk-Out Access
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Cleared,Level,Open Lot,Pond(s),Views
Zoning:R2R
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$7,868
Taxes
$893

Home Price

$1,400,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$280,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,868.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,868.05 $892.50 $0.00 $8,760.55
Yearly $94,416.57 $10,710.00 $0.00 $105,126.57
Total $2,832,497.15 $321,300.00 $0.00 $3,153,797.15

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Fletcher, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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