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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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38 E Swift Creek Rd , Fletcher, NC 28732
$424,800
Est. Payment: $2,176.03/mo
3 Bed
2 Bath
1390 Sqft
Status: active | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

This is the kind of home buyers hope to find in River Stone - original-owner, exceptionally well cared for, thoughtfully upgraded, and truly move-in ready. From the moment you walk in, it’s obvious how meticulously this home has been maintained. Newer LifeProof LVP flooring runs throughout with no carpet, complemented by newer interior paint and a bright, clean, welcoming feel. The kitchen features leathered granite countertops, under-cabinet lighting, a new refrigerator and microwave, and plenty of workspace and storage. The bathrooms have also been beautifully updated with leathered granite, including a newer custom tile shower in the primary suite. Outside is just as impressive. The fully fenced backyard offers a 12' x 24' covered Trex deck with ceiling fans, additional lighting, and a mounted TV that conveys with the home - perfect for relaxing, entertaining, or watching the game outside. A storage building provides even more space, and the extended parking area is a huge bonus. And then there’s the garage. This is not your average garage. Heated and cooled with its own mini-split and finished with incredible attention to detail, it offers approximately 370 additional square feet (NOT included in total heated living square feet) of air-conditioned and heated space that could easily serve as a home office, game room, workout space, hobby room, man cave, or the ultimate garage setup. Additional attic storage gives you even more room to keep everything organized. All of this is in highly sought-after River Stone, within walking distance of the neighborhood pool, playground and picnic area, plus the community’s popular weekly food trucks. Perfectly situated between Asheville and Hendersonville and located in the desirable Glenn Marlow, Rugby and West Henderson school district. Homes this immaculate don’t come along often. If you’ve been waiting for one that has been lovingly maintained, extensively upgraded, and requires absolutely nothing but moving in, this may be the one.

Highlights

Listed by Caryn Huggins , 828-712-6240 Southern Roots Real Estate , 828-712-6240. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

400 Annually

Year Built

2014

County

Henderson

Neighborhood

River Stone

Listing ID

4413566

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Gas Water Heater, Microwave, Refrigerator
Air Cond:Ceiling Fan(s),Central Air,Ductless
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:1390
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Pantry, Split Bedroom, Master on Main
Water:City

Exterior Features

Lot:Level
Zoning:R-1
Roof:Composition
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$2,176
Taxes
$271
HOA
$400

Home Price

$424,800

Loan Details

30 yrs
6.625%

Down Payment

20%
$84,960
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,176.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,176.03 $270.81 $400.00 $2,846.84
Yearly $26,112.39 $3,249.72 $4,800.00 $34,162.11
Total $783,371.80 $97,491.60 $144,000.00 $1,024,863.40

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Fletcher, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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