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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1186 Morningstar Lake Rd , Forest City, NC 28043
$515,000
Est. Payment: $2,894.32/mo
3 Bed
3 Bath
2479 Sqft
3 Acres
Status: active | Days on site: 5
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NCM17940 - 28216
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Terri Bias
Operator/Brokerage Owner

House Description

Discover a truly exceptional property offering space, craftsmanship, and amenities rarely found together. This beautiful Jim Stihl-built 2-level home sits proudly on 3 acres of land, surrounded by professionally designed and meticulously maintained landscaping that enhances the home’s curb appeal and creates a peaceful, private setting from the moment you arrive. A concrete driveway leads to the 2-car attached garage, providing convenience and plenty of parking for family and guests. Inside, the home features a warm and inviting layout centered around a comfortable living area with a fireplace, perfect for cozy evenings or gatherings with friends. The kitchen is well-appointed and includes all appliances, offering a move-in-ready experience for the next owner. Upstairs, a spacious bonus room provides excellent flexibility—ideal for a home office, media room, playroom, or additional guest space. Outdoor living is where this property truly shines. Step out to a beautiful screened porch overlooking the 16x32 in-ground swimming pool, creating a relaxing retreat for morning coffee, evening unwinding, or weekend entertaining. The pool area is perfectly positioned for both privacy and enjoyment, offering plenty of room for lounging, grilling, and making memories all summer long. For hobbyists, craftsmen, or anyone needing extra storage, the impressive 20x28 workshop is a standout feature. With ample space for tools, equipment, or creative projects, it adds tremendous value and versatility to the property. From its quality construction to its thoughtful layout and exceptional outdoor amenities, this home offers a rare combination of comfort, functionality, and lifestyle appeal. Beautifully landscaped, well-maintained, and loaded with features, it’s a property that truly stands out.

Highlights

Listed by Wes Connor , 828-429-5027 Odean Keever & Associates, Inc. , 828-286-1311. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
3

Year Built

1994

County

Rutherford

Listing ID

4421686

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Family Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2479
Other:
  • ▪ Additional:Entrance Foyer, Kitchen Island, Walk-In Closet(s), Has Fireplace
Water:Well

Exterior Features

Lot:Level
Zoning:ETJ
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$2,894
Taxes
$328

Home Price

$515,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$103,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,894.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,894.32 $328.31 $0.00 $3,222.63
Yearly $34,731.81 $3,939.75 $0.00 $38,671.56
Total $1,041,954.31 $118,192.50 $0.00 $1,160,146.81

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Forest City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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