USDA eligible with zero down payment. Johnston County taxes only, no city tax, with a 2026 bill of just $2,391. Nearly 2,500 square feet of thoughtfully designed living space on a quiet cul-de-sac homesite backing to woods. Fresh interior paint, brand new carpet, and engineered hardwoods across the main level. The wraparound kitchen opens to a fireplaced family room, with granite counters, a large island, and seating for a crowd. Two flex spaces set this floor plan apart. A main level formal study works as a home office, guest room, or nursery. Upstairs, an oversized loft gives you a second living area, media room, or playroom, with the size and placement that may offer potential for a fourth bedroom conversion. Buyer to verify feasibility and any permitting requirements. Oversized bedrooms throughout and a primary suite with room to breathe, including a double vanity, walk-in shower, and whirlpool tub. Rear deck overlooking the woods. Minutes to downtown Garner, Highway 70, and I-40. Seller offering a 2-1 rate buydown plus closing cost help.