GARNER NC HOME UNDER $400K | BUILT IN 2024 | FIRST-FLOOR PRIMARY SUITE | SPECIAL FINANCING AVAILABLE! Looking for a move-in ready home near Raleigh with modern upgrades, convenient amenities, and flexible financing options? Welcome to 131 White Oak Garden Way in Renaissance at White Oak! Priced at $379,900, this beautifully upgraded 3-bedroom, 2.5-bath home offers the benefits of newer construction without the additional expense of starting from builder basics. Built in 2024, this home features a spacious first-floor primary suite with upgraded luxury vinyl plank (LVP) flooring, hardwood stairs, and LVP flooring throughout the second floor. These improvements are already complete, allowing buyers to enjoy a move-in ready home without budgeting for additional flooring upgrades. Step outside to a custom lighted paver walkway, an extended patio, and a gazebo installed on permanent concrete pavers. Enjoy a welcoming outdoor space for entertaining, relaxing, and everyday living. Renaissance at White Oak is a completed new construction community, with builder sales now finished. This resale offers another opportunity to own in this desirable Garner neighborhood. Residents enjoy a community pool, playground, dog park, walking trails, picnic areas, and gathering spaces. Conveniently located near White Oak Crossing shopping and dining, I-40, US-70, and downtown Raleigh, this home is ideal for buyers searching for newer homes in Garner, homes near Raleigh, or move-in ready properties under $400,000. **EXPLORE YOUR FINANCING OPTIONS!** Through First National Bank, qualified buyers may be eligible for up to 100% financing with no private mortgage insurance (PMI), along with available down payment and/or closing cost assistance. These programs may help eligible buyers reduce their upfront homebuying expenses. All financing is subject to lender approval and program eligibility requirements. If you've been searching for an upgraded home in Garner with a main-level primary bedroom, community amenities, and financing options worth exploring, schedule your private tour today!