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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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120 White Cap Ln , Garner, NC 27529
$449,000
Est. Payment: $2,523.40/mo
3 Bed
3 Bath
2422 Sqft
0.34 Acres
Status: active | Days on site: 4
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 120 White Cap Lane! If you want spacious living, thoughtful updates, and an incredible backyard, this is the one for you! Walk inside to find an inviting floor plan featuring a formal dining room with beautiful trim, a spacious living room with a fireplace, and a refreshed kitchen with white cabinetry, a contrasting island, updated finishes, and a sunny breakfast area!You'll have a tough time deciding whether to enjoy your morning coffee in the breakfast nook, on the screened porch, or sitting in the sunshine on your enormous patio! The second floor offers three bedrooms and a generously sized recreation room with endless possibilities for a home office, media room, rec room, or additional bedroom/sleeping space. Need even more flexibility? The finished third-floor room offers another fantastic flexible retreat! So much flexibility and so many options! Step outside and discover what truly sets this home apart. The expansive, fenced backyard is an DREAM for any home entertainer, complete with a beautiful paver patio, pergola, fire pit area, screened porch, and plenty of green space to enjoy. Whether you're hosting a gathering, gardening, or simply relaxing outdoors, there's room for it all! Don't forget to look up! Solar panels provide an excellent opportunity for reduced energy costs (see documents for seller's average bills!) with the seller planning to pay off the existing solar financing at closing! This is a perfect and thoughtful upgrade with quickly increasing energy prices! Don't be afraid to use your AC in the Summertime with these! Add in a roof approximately seven years old, two HVAC systems approximately 2-5 years old, and a two-car garage, and you'll find a home that offers space, versatility, and plenty to love, both inside and out!

Highlights

Listed by Samantha Price , Flex Realty , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

8.6 Annually

Year Built

2002

County

Wake

Neighborhood

South Creek

Listing ID

10197696

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven
Air Cond:Central Air
Fireplaces:Gas,Propane
Floor:Carpet
Above Ground Sq Ft:2422
Other:
  • ▪ Additional:Soaking Tub
Water:Public

Exterior Features

Zoning:R4
Roof:Shingle
Others:
  • ▪ Additional:Fenced Yard, Fire Pit, Patio, Screened
Sewer:Public Sewer
Parking Features:Garage,Two Car Garage,Attached Garage
Principal Interest
$2,523
Taxes
$286
HOA
$9

Home Price

$449,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,523.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,523.40 $286.24 $8.60 $2,818.23
Yearly $30,280.74 $3,434.85 $103.20 $33,818.79
Total $908,422.30 $103,045.50 $3,096.00 $1,014,563.80

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Garner, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T15:51:28.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina