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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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442 Patrick Rd , Gastonia, NC 28056
$399,000
Est. Payment: $2,245.46/mo
3 Bed
2 Bath
1585 Sqft
1.93 Acres
Status: active | Days on site: 21
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Terri Bias
Operator/Brokerage Owner

House Description

NEARLY 2 ACRES, BEAUTIFUL MATURE LANDSCAPING & A POSSIBLE 2.5% ASSUMABLE VA LOAN! Seller is offering a $5,000 seller credit to use for rate buy down or closing costs with acceptable offer! This beautifully updated 3-bedroom, 2-bath full-brick home is tucked away on an absolutely gorgeous 1.93-acre lot, set back from the road for added privacy. From the moment you arrive, you’ll notice just how special this property is—with a dense, established lawn, mature trees, and plenty of level, usable outdoor space. The grounds are a standout feature, offering mature black walnut, oak, and pear trees, apple trees, a pecan grove, and established scuppernong vines. Perennial irises and daffodils bring beautiful bursts of color each spring, creating a landscape that has been lovingly established over the years. Step inside to find an updated kitchen featuring granite countertops, beautiful updated flooring, and inviting spaces filled with character. Two wood-burning fireplaces add warmth and charm, while a working hallway attic fan provides a wonderful classic feature for circulating fresh air throughout the home. And there’s even more space downstairs! The full basement offers incredible versatility with durable epoxy chip flooring and a garage door for convenient access. A metal carport located just outside the basement garage entrance adds additional covered parking and functionality. For those needing a workshop, hobby space, or extra storage, the large detached building with electricity and double sliding doors is a huge bonus. With 1.93 acres of beautiful, usable land, mature fruit and nut trees, established landscaping, privacy, abundant parking, and plenty of room for projects and outdoor living, this property offers a combination that is becoming increasingly hard to find. THE WOW FACTOR: An assumable VA loan with an incredible 2.5% interest rate may be available to qualified buyers, subject to lender approval and VA loan assumption requirements. A property with this much land, character, versatility, and a potential 2.5% assumable rate is an opportunity you don’t want to miss!

Highlights

Listed by Sarah Iriarte , 828-449-4165 Nestlewood Realty LLC , 704-302-4464. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.93

Year Built

1967

County

Gaston

Listing ID

4422614

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Microwave, Refrigerator, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:Keeping Room,Wood Burning
Floor:Vinyl,Wood
Above Ground Sq Ft:1585
Basement:Basement Garage Door,Exterior Entry,Full,Interior Entry
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Orchard(s),Level
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Attached Carport,Driveway
Principal Interest
$2,245
Taxes
$254

Home Price

$399,000

Loan Details

30 yrs
7.562%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,245.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,245.46 $254.36 $0.00 $2,499.82
Yearly $26,945.52 $3,052.35 $0.00 $29,997.87
Total $808,365.55 $91,570.50 $0.00 $899,936.05

Today's Rates

30 Year

7.56%

20 Year

6.86%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Gastonia, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-09T07:32:06.000Z

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