Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
View All (27)
property photo 1
property photo 2
property photo 3
176 McGuffey Ridge Rd , Gerton, NC 28735
$400,000
Est. Payment: $2,049.00/mo
2 Bed
2 Bath
1816 Sqft
Status: active | Days on site: 109
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner
View agent profile
Email
Call

House Description

Serene mountain retreat on 4.3 private acres just 13 miles from Asheville and minutes to Lake Lure, offering both lifestyle appeal and strong short-term rental potential. This 2-bedroom cabin features approximately 1,816 square feet with warm wood interiors, a stone wood-burning fireplace, and an inviting open living space that flows seamlessly onto a covered upper deck-perfect for outdoor dining and enjoying the peaceful wooded setting. The home lives larger than its bedroom count with a fully finished lower level offering flexible space for guests, recreation, or additional living (not counted as a bedroom). Currently utilized as a vacation rental, the layout is ideal for hosting and maximizing occupancy. Multiple covered decks provide year-round outdoor enjoyment, while the private, wooded acreage offers the seclusion buyers seek without sacrificing convenience to Asheville, Lake Lure, and Chimney Rock. Whether you're searching for a personal getaway, full-time residence, or income-producing property, this cabin delivers versatility, privacy, and proven rental appeal in a highly desirable Western North Carolina location.
Show more

Highlights

Listed by Lynn Bolser , 828-674-5316 NextHome AVL Realty , 828-674-5316. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
4.33

HOA Fee

450 Annually

Year Built

1984

County

Henderson

 Neighborhood

McGuffey Ridge

Listing ID

4358036

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Refrigerator
Air Cond:Central Air
Fireplaces:Great Room
Floor:Carpet,Tile
Above Ground Sq Ft:908
Below Ground Sq Ft:908
Basement:Finished
Other:
  • ▪ Additional:Open Floorplan, Has Fireplace, Master on Main
Water:Shared Well

Exterior Features

Lot:Private,Wooded
Roof:Composition
Sewer:Septic Installed
Parking Features:Driveway,Shared Driveway
Principal Interest
$2,049
Taxes
$255
HOA
$450

Home Price

$400,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,049.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,049.00 $255.00 $450.00 $2,754.00
Yearly $24,587.94 $3,060.00 $5,400.00 $33,047.94
Total $737,638.23 $91,800.00 $162,000.00 $991,438.23

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Gerton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS