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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2537 Gerton Hwy , Gerton, NC 28735
$399,999
Est. Payment: $2,248.01/mo
2 Bed
1 Bath
661 Sqft
0.66 Acres
Status: active | Days on site: 11
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Terri Bias
Operator/Brokerage Owner

House Description

Exceptional Creekside Mountain Retreat in Hickory Nut Creek A rare opportunity to own a beautifully landscaped creekside retreat where thoughtful craftsmanship, distinctive architecture and exceptional outdoor living come together. Nestled on .66 acres along Hickory Nut Creek and just 5 miles from Chimney Rock and Lake Lure this one-of-a-kind property offers a private mountain escape with an impressive collection of custom features and modern conveniences. Built in 2007, the residence showcases post and beam construction with SIP wall construction, creating a distinctive blend of character, durability and energy efficiency. Inside, warm Hardwoods and slate flooring, custom cabinetry, and granite countertops in the kitchen and bathroom create an inviting sophisticated mountain aesthetic. A wood burning stove adds warmth and ambiance, while a mini split-unit HVAC provides comfortable climate control. The home is designed to embrace the surrounding landscape. Step on to the 10’x 16’ covered front porch or make your way to the spectacular covered outdoor living area overlooking Hickory Nut Creek. Complete with wood burning pizza oven, this exceptional space is made for memorable evenings with friends and family, leisurely afternoons by the water, and enjoying the peaceful sounds of the creek. The beautifully landscaped grounds enhance the natural beauty of the property and provides multiple spaces for relaxation and outdoor enjoyment. There are even blueberry bushes, a pear tree and fig tree. A hot tub offers the perfect place to unwind, while a storage shed provide additional convenience. The property is offered fully furnished including a couch/murphy bed combo and window treatments, making it truly turnkey. The kitchen includes refrigerator and stove, with washer/dryer and up right freezer also included. Modern conveniences include Starlink internet and security cameras, while custom sliding wood barn door style security doors add both character and Peace of mind. A metal roof and commercial grade vinyl exterior provide long-term durability and easy maintenance. For added preparedness, the property includes a generator with wiring designed to maintain power to the refrigerator and freezer during outages. The dry walk-out basement provides exceptional storage capacity and additional flexibility rarely found in a home this size. Located approximately 5 miles from Chimney Rock and Lake Lure, with multiple hiking trailheads, this property place some of Western North Carolina’s most beautiful scenery and outdoor recreation within easy reach. Whether envisioned as a private mountain getaway, weekend retreat, full time residence, or turnkey vacation escape, this special property offers an extra ordinary combination of Creekside beauty, craftsmanship, privacy, outdoor living and convenience. Come Experience the Tranquility of Hickory Nut Creek and discover a mountain retreat unlike any other.

Highlights

Listed by Mike Gilliam , 828-606-5320 and Mark White , 828-606-5320 Mark White And Associates , 828-693-3962. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.66

Year Built

2007

County

Henderson

Neighborhood

None

Listing ID

4424485

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Range
Air Cond:Ceiling Fan(s)
Fireplaces:
Floor:Tile,Wood
Above Ground Sq Ft:661
Basement:Exterior Entry,Storage Space,Unfinished
Other:
  • ▪ Additional:Open Floorplan
Water:Shared Well

Exterior Features

Lot:Creek Front,Sloped,Views
Zoning:R-3
Roof:Metal
Others:
  • ▪ Additional:Above Ground Hot Tub / Spa
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$2,248
Taxes
$255

Home Price

$399,999

Loan Details

30 yrs
7.548%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,248.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,248.01 $255.00 $0.00 $2,503.01
Yearly $26,976.10 $3,059.99 $0.00 $30,036.09
Total $809,282.88 $91,799.77 $0.00 $901,082.65

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Gerton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T07:47:06.000Z

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