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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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401 Banks St , Graham, NC 27253
$319,000
Est. Payment: $1,634.07/mo
3 Bed
1 Bath
1873 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Fully revamped 1940s home within walking distance of Historic Downtown Graham, combining original character, major system upgrades, flexible living space, and a convenient central Alamance County location. The main level features 3 bedrooms and 1 full bathroom, while the oversized second floor includes a loft plus extra finished rooms that can function as an additional bedroom, office, guest space, or flex area, along with an extra full bathroom. The home has been used as a 5-bedroom, 2-bathroom layout, giving buyers plenty of options for larger households, work-from-home needs, or additional private space. Both bathrooms feature custom tile walk-in showers with custom glass, including rain-style glass in the main bathroom. The updated kitchen includes refreshed cabinetry, brand-new high-grade granite countertops, a built-in wine rack, two refrigerators, 2025 kitchen appliances, and a matching 2025 washer and dryer set that convey. All windows have been replaced with brand-new windows. Major exterior and mechanical improvements include a brand-new black roof, new gutters w/ gutter guards, new tankless water heater, upgraded custom gas fireplace, improved foundation support, and an encapsulated basement with interior French drain and pump. The crawl space and basement are fully walkable, providing easy access for storage and maintenance. The HVAC system remains under warranty and received extensive 2026 upgrades including new duct and flex work, a 3-way split damper zoning system, and three brand-new Nest thermostats. The upstairs extra area also has its own Wi-Fi U-shaped window unit for additional comfort and control. Additional upgrades throughout the home include LED lighting, built-in USB-C wall outlets, keyless touchpad entry at both main entrances, and a front entry already prepared for video doorbell installation. Outside, enjoy a rebuilt deck designed with safety in mind, a thick stained wood privacy fence with multiple gates, established garden areas, and a powered shed converted into a workshop with a work desk, lighting, and electrical service. Three child-safety gates are also included. Located just minutes from the shops, restaurants, coffee spots, parks, events, and historic charm of Downtown Graham, with easy access to Burlington, Mebane, I-40/I-85, and the greater Triad and Triangle areas. Move-in ready with extensive updates, flexible space, and a walkable location that is increasingly hard to find. Some photos have been virtually rendered.

Highlights

Listed by Craig Tribus , 804-656-5007 BEYCOME BROKERAGE REALTY LLC , 804-656-5007. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.26

Year Built

1940

County

Alamance

Neighborhood

Holthome Park Addition

Listing ID

10187707

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Central Air
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:1873
Below Ground Sq Ft:0
Basement:Crawl Space
Water:Public

Exterior Features

Lot Dimensions:100 x 113.3
Roof:Asphalt
Others:
  • Additional:Fenced Yard, Fire Pit, Garden
Sewer:Public Sewer
Principal Interest
$1,634
Taxes
$92

Home Price

$319,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$63,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,634.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,634.07 $91.83 $0.00 $1,725.91
Yearly $19,608.88 $1,102.00 $0.00 $20,710.88
Total $588,266.49 $33,060.00 $0.00 $621,326.49

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Graham, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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