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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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24 Cottage Ct , Granite Falls, NC 28630
$199,000
Est. Payment: $1,118.39/mo
2 Bed
1 Bath
795 Sqft
0.05 Acres
Status: active | Days on site: 34
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R03665 - R62147
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Terri Bias
Operator/Brokerage Owner

House Description

Experience thoughtfully designed, high-performance living in this 2-bedroom, 1-bath home in the desirable Duke Street Cottages community. Built with foam-core panel walls and roof construction rather than traditional hollow-stud framing, and set over an unvented, encapsulated crawl space, this home was blower-door tested by an independent rater and features Pearl Platinum certification for exceptional efficiency and performance. Two independent ductless mini-split zones provide efficient heating and cooling, while a heat pump water heater and induction range add to the home's energy-conscious design. The primary heat pump ranks in the top 1% of North Carolina's electric-heated homes, and the water heater in the top 1% of NC homes. Fresh, filtered outdoor air is mechanically brought into the home rather than relying on air leakage around windows, creating a more controlled and comfortable indoor environment. Inside, you'll find granite countertops and a full ENERGY STAR appliance suite, all conveying with the home. The tile shower includes built-in Bluetooth audio for an extra touch of modern convenience. The guest bedroom offers more functionality than its size suggests, featuring a sliding barn door and a telescoping ladder leading to a fully floored attic that functions much like a bonus room. Outside, an oversized front porch overlooks the shared green space of Duke Street Cottages, creating a welcoming spot to relax and enjoy the neighborhood setting. Sidewalks connect directly to downtown Granite Falls, putting local shops, dining, and community amenities within easy reach. This is a distinctive home that combines thoughtful design, exceptional efficiency, and comfortable low-maintenance living.

Highlights

Listed by Roxi Conklin , 980-434-3916 DASH Carolina , 704-285-1502. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.05

HOA Fee

100 Monthly

Year Built

2022

County

Caldwell

Neighborhood

Duke Street Cottages

Listing ID

4417801

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Microwave, Oven
Air Cond:Ceiling Fan(s),Ductless,Heat Pump
Fireplaces:
Above Ground Sq Ft:795
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Circular Driveway,Driveway,Shared Driveway

Open House

Upcoming Open Houses
Saturday 12:00 pm - 2:00 pm Oct 24
Principal Interest
$1,118
Taxes
$127
HOA
$100

Home Price

$199,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,118.39

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,118.39 $126.86 $100.00 $1,345.25
Yearly $13,420.64 $1,522.35 $1,200.00 $16,142.99
Total $402,619.24 $45,670.50 $36,000.00 $484,289.74

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Granite Falls, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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