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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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5317 Shoreline Way , Granite Falls, NC 28630
$1,425,000
Est. Payment: $7,299.54/mo
4 Bed
4 Bath
3565 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Experience waterfront living in this beautiful new construction home on Lake Hickory, located in the gated Waterfront Harbor community. Situated outside the city limits, you'll enjoy no city taxes while being just minutes from Highway 321, shopping, dining, and medical facilities. Designed for both everyday living and entertaining, this thoughtfully designed home offers 4 bedrooms, 3.5 bathrooms, a dedicated office, a separate dining room, and a spacious living room with a gas fireplace and beautiful lake views. The custom kitchen features quartz countertops, a large center island, custom cabinetry, and high-end finishes throughout. The main-level primary suite overlooks the lake and includes a luxurious bathroom with a soaking tub, dual vanities, and a walk-in shower. Upstairs, you'll find three additional bedrooms and a full bathroom, providing comfortable space for family and guests. The home also offers abundant storage throughout. Relax on the screened-in porch overlooking Lake Hickory or take the paved walkway to your private covered dock for easy access to the water. A level portion of the backyard provides plenty of room for outdoor entertaining, games, or simply enjoying the peaceful waterfront setting. A two-car garage on the main level and an additional one-car garage on the lower level provide extra space for a golf cart, lake toys, or additional storage. This move-in-ready waterfront home offers the perfect combination of modern finishes, functional living spaces, and an exceptional Lake Hickory location.

Highlights

Listed by Lucas Vasquez , 828-320-2900 and Victoria Lyford , 828-320-2900 Weichert, Realtors - Team Metro , 828-304-1000. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.67

HOA Fee

500 Annually

Year Built

2026

County

Caldwell

Neighborhood

Waterfront Harbor

Listing ID

4412519

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Refrigerator
Air Cond:Heat Pump
Fireplaces:Living Room
Above Ground Sq Ft:2925
Below Ground Sq Ft:640
Basement:Basement Garage Door,Partially Finished
Other:
  • Additional:Walk-In Closet(s), Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Waterfront,Dock
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$7,300
Taxes
$908
HOA
$500

Home Price

$1,425,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$285,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,299.54

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,299.54 $908.44 $500.00 $8,707.98
Yearly $87,594.54 $10,901.25 $6,000.00 $104,495.79
Total $2,627,836.18 $327,037.50 $180,000.00 $3,134,873.68

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Granite Falls, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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