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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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8305 Rocky River Rd , Harrisburg, NC 28075
$400,000
Est. Payment: $2,049.00/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Rare opportunity to own the largest homesite in this small enclave off Rocky River Road - 5.246 acres, roughly double the size of any neighboring lot. This is the last available lot on the line still assigned to the sought-after Hickory Ridge Elementary, Middle, and High Schools (buyer to verify). The four surrounding lots have already sold and are building or about to begin, several with high-end custom homes, making this an exceptional setting to build your own. The property offers a tremendous building canvas: mostly cleared and gently set back from the road, nestled among mature oaks and natural privacy. A wooded buffer runs along the rear of the lot between the homesite and the creek, so there are no rear neighbors and the back of the parcel stays in its natural state. The generous acreage gives plenty of room for the home, outbuildings, a future pool, and space to spread out that the smaller lots simply cannot offer. Much of the heavy lifting is already done. The property has an engineered septic permit in hand approved for a 5-bedroom home (upgraded via engineered flow reduction; engineer's letter available), so a buyer can move toward construction without waiting on soil work. Well water is required; a future tie-in to City Water along Rocky River Road may be possible at the buyer's cost and coordination with neighboring owners. Recorded covenants protect the value of the neighborhood and keep the homes consistent, including minimum home sizes, brick or stone exteriors, architectural shingles, and tree-preservation standards - all the quality controls of a custom community with NO HOA dues. A portion of the rear acreage lies within the 100-year and 500-year floodplain, but the intended building area sits outside the flood line on high, usable ground (buyer to confirm with survey and plat). Properties of this size, in this school district, surrounded by new custom construction, rarely come available. Bring your builder and your plans. Buyer and buyer's agent to verify all information including acreage, septic capacity, school assignment, flood, utilities, and any restrictions during due diligence.

Highlights

Listed by Larry Thompson , 704-965-1777 EXP Realty LLC Mooresville , 336-398-3824. Canopy MLS mls logo

Property Type

Vacant Land

Lot/Acreage
5.25

County

Cabarrus

Listing ID

4394386

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Below Ground Sq Ft:0
Water:Well Needed

Exterior Features

Lot:Cleared,Wooded
Zoning:CR
Sewer:Septic Needed
Principal Interest
$2,049
Taxes
$255

Home Price

$400,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,049.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,049.00 $255.00 $0.00 $2,304.00
Yearly $24,587.94 $3,060.00 $0.00 $27,647.94
Total $737,638.23 $91,800.00 $0.00 $829,438.23

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Harrisburg, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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