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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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92 Little Mill Rd , Henderson, NC 27537
$215,000
Est. Payment: $1,101.33/mo
4 Bed
2 Bath
1716 Sqft
Status: active | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Move-in ready 4-BEDROOM home on a .84 ACRE LOT with NO HOA DUES and NO CITY TAXES — space, privacy, and lower carrying costs all in one package. *** The FOUNDATION WAS UPGRADED IN 2026 and is ALREADY FHA APPROVED, with an ENGINEER LETTER IN HAND dated 5-27-26 that your buyer can use for FHA financing — saving them HUNDREDS OF DOLLARS in out-of-pocket expenses and valuable time at the closing table. *** Inside, the kitchen delivers TONS OF ELBOW ROOM with generous cabinet and counter space, plus refrigerator, stove, and dishwasher included. The dining room connects directly to the kitchen and flows into the living room in a true OPEN FLOOR PLAN built for everyday living and easy entertaining. A LARGE LAUNDRY ROOM sits just off the kitchen — WASHER & DRYER Included. *** The SPLIT BEDROOM FLOOR PLAN places the PRIMARY SUITE on one end of the home with three additional bedrooms on the opposite end, delivering the PRIVACY AND SEPARATION today's buyers are looking for. *** CLEAN AND WELL MAINTAINED throughout, with EXCELLENT LANDSCAPING outside that shows real pride of ownership from the moment you pull in. *** GREAT LOCATION in the Gillburg area with DIRECT ACCESS TO NC-39, making the drive to RALEIGH a complete breeze — country quiet without giving up the commute. *** Note: A septic permit could not be located for this parcel. Bedroom count is based on actual bedrooms present; permitted bedroom count may vary. Buyer may hire a Level 4 Septic Inspector to confirm bedroom count if this is material to their decision. *** MOVE-IN READY, FHA READY, AND PRICED TO GO!

Highlights

Listed by James Hutson , 252-915-2311 Ninja Realty , 252-226-0992. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.84

Year Built

1992

County

Vance

Neighborhood

Gillburg Country Village

Listing ID

10184344

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Electric Range, Range Hood, Refrigerator, Washer
Floor:See Remarks
Above Ground Sq Ft:1716
Below Ground Sq Ft:0
Other:
  • Additional:Ceiling Fan(s), Walk-In Closet(s)
Water:Well

Exterior Features

Lot:Back Yard,Front Yard
Roof:Shingle
Others:
  • Additional:Private Yard
Sewer:Septic Tank
Parking Features:Driveway
Principal Interest
$1,101
Taxes
$109

Home Price

$215,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$43,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,101.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,101.33 $108.55 $0.00 $1,209.89
Yearly $13,216.02 $1,302.61 $0.00 $14,518.63
Total $396,480.55 $39,078.30 $0.00 $435,558.85

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Henderson, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina