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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1176 Cedar Cove Rd , Henderson, NC 27537
$495,000
Est. Payment: $2,484.79/mo
3 Bed
2 Bath
1122 Sqft
Status: pending | Days on site: 88
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome to Your Kerr Lake Retreat -- and Lakeside Living. Discover the charm of this cozy waterfront home on Kerr Lake, perfectly positioned to capture beautiful water views and easy lake access. A modern aluminum dock with boat slip and lift, plus generous covered and open decking, makes this property ideal for anyone who loves spending long days on the water. With no deed restrictions and no HOA, you have the freedom to enjoy the property your way. Inside, the recently renovated 3-bedroom, 2-bath home offers a smart split-bedroom layout with the living area at the center--perfect for privacy and comfort. The dining area opens through sliding doors to a spacious covered lakeside porch, which flows seamlessly onto an expansive open deck. Whether it's sunshine or a summer rain, you'll have the perfect outdoor space to relax, entertain, or simply take in the view. Located near the end of a quiet, paved, state-maintained road, this home offers both privacy and convenience. You're less than 10 minutes from I-85, making trips north or south a breeze, and only 15 minutes from Henderson for shopping, dining, and medical services. By water, you're just a short ride from Satterwhite Point Marina, where you can fuel up whenever needed. Recent exterior upgrades include a new roof, new vinyl siding, new windows and doors, an added front porch, and an expansive concrete driveway--all the big-ticket items already done for you. This is your chance to settle in and enjoy a full season--or many seasons--of Kerr Lake living.
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Highlights

Listed by Hope Howard , 252-767-4444 Country Knolls Realty Inc. , 252-438-2774. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential
Lot/Acreage
0.24

Year Built

1987

County

Vance

 Neighborhood

Meekins Marina

Listing ID

10154627

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air,Heat Pump
Fireplaces:
Floor:Carpet,Vinyl
Above Ground Sq Ft:1122
Below Ground Sq Ft:0
Other:Well

Exterior Features

Lot:Waterfront
Roof:Shingle
Others:Dock,Deck,Front Porch,Rear Porch
Sewer:Septic Tank
Parking Features:Concrete,Driveway
Principal Interest
$2,485
Taxes
$217

Home Price

$495,000

Loan Details

30 yrs
6.43%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,484.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,484.79 $216.90 $0.00 $2,701.68
Yearly $29,817.45 $2,602.75 $0.00 $32,420.20
Total $894,523.39 $78,082.50 $0.00 $972,605.89

Today's Rates

30 Year

6.43%

20 Year

6.26%

15 Year

5.81%

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Market insight data is pulled from the same city as the listing being viewed (Henderson, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-07-17T13:11:42.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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