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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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195 Country Lake Dr , Henderson, NC 27537
$474,900
Est. Payment: $2,668.95/mo
3 Bed
2 Bath
1701 Sqft
0.43 Acres
Status: active | Days on site: 12
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74651 - 90739,101998
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Terri Bias
Operator/Brokerage Owner

House Description

Brand-New Ranch on the Golf Course — No HOA, Minutes from Kerr Lake Single-level living meets lake-country lifestyle in this brand-new 3-bedroom, 2-bath ranch backing directly to the golf course. Classic curb appeal starts out front with sage green board-and-batten and lap siding, stone accents, black shutters, and a stone-faced covered front porch with stained wood posts. A stained 8-foot-tall garage door opens to an attached garage built 4 feet deeper than standard, with room for larger vehicles. A concrete driveway and fresh landscaping complete the look, all set on a spacious, tree-lined lot. Enjoy fairway views from your own backyard with the freedom of no HOA, so you can bring the boat and enjoy your own way of living. Inside, the open-concept living room features a vaulted ceiling, ceiling fan, recessed lighting, and a stacked stone fireplace with a classic white mantel. It flows right into the dining area, wrapped in windows overlooking the fairway, with direct access to the screened porch. The kitchen is the heart of the home, with white shaker cabinets, granite countertops and full granite backsplash, a large center island with deep storage drawers, globe pendant lights, matte black hardware, under-cabinet lighting, and stainless appliances. The window over the sink looks out to the screened porch and the course beyond. Crown molding, chair rail trim, and wood-look flooring carry a finished, custom feel throughout. The primary suite is a true retreat, with a vaulted ceiling, ceiling fan, and its own private door out to the back deck and golf course views. A walk-in closet with built-in shelving leads to the en-suite bath, featuring a double vanity with quartz countertops, matte black fixtures and framed mirrors, tile flooring, and a walk-in tiled shower with a glass door, built-in bench, and mosaic tile floor. Two additional bedrooms offer room for family, guests, or a home office. Out back, the screened porch is made for slow mornings and evening sunsets, with a stained wood ceiling, ceiling fan, recessed lighting, and low-maintenance composite decking, all overlooking the fairway. It opens to an open-air deck with stairs down to the backyard. You're less than 2 miles from the Nutbush boat ramp, so a morning on Kerr Lake and an afternoon tee time are both close at hand. Private well and septic mean no monthly water or sewer bills. New construction, golf course views, lake access nearby, and no HOA. Schedule your showing today! This home is in Kerr Estates subdivision. This is unofficial subdivision and has no HOA . Please call list agent with questions.

Highlights

Listed by Dorathea Schultes , and Aimee Gillespie , Real Broker, LLC , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.43

Year Built

2026

County

Vance

Neighborhood

Not in a Subdivision

Listing ID

10196223

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Free-Standing Electric Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas
Floor:Luxury Vinyl
Above Ground Sq Ft:1701
Other:
  • ▪ Additional:Open Floorplan, Primary Downstairs, Walk-In Shower
Water:Private,Well

Exterior Features

Lot:Cul-De-Sac,On Golf Course
Lot Dimensions:15x125
Garage Capacity:4
Roof:Architectural Shingle
Others:
  • ▪ Additional:Rain Gutters, Covered, Deck, Front Porch, Screened
Sewer:Septic Tank
Parking Features:Garage,Paved,Two Car Garage,Attached Garage
Principal Interest
$2,669
Taxes
$303

Home Price

$474,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$94,980
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Monthly Price:
$2,668.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,668.95 $302.75 $0.00 $2,971.70
Yearly $32,027.45 $3,632.99 $0.00 $35,660.43
Total $960,823.50 $108,989.55 $0.00 $1,069,813.05

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Henderson, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T17:52:00.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina