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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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10 Governors Dr , Hendersonville, NC 28791
$400,000
Est. Payment: $2,248.01/mo
3 Bed
2 Bath
0.37 Acres
Status: active | Days on site: 2
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R04650 - 761502312
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Terri Bias
Operator/Brokerage Owner

House Description

A rare opportunity to own a home in Carriage Park priced below its assessed tax value—a standout advantage in one of Hendersonville’s most desirable gated communities. Step inside and you’re immediately greeted by soaring vaulted ceilings and an impressive open layout that enhances natural light and creates a spacious, welcoming atmosphere. The home features generously sized bedrooms, including two secondary bedrooms connected by a shared bathroom—ideal for guests, family, or flexible use. The large primary suite offers abundant closet space and plenty of windows. The kitchen’s direct access to the garage makes unloading groceries easy, while the open layout serves as the home's central hub. It includes a laundry closet, a fireplace-lit dining area, and seamless access to the sunroom, perfect for morning coffee or year-round enjoyment. Two adjoining rooms located at the end of the living room, separated by a door, add versatility as a family room, game room, hobby space, or home office. CONDITION: During Tropical Storm Helen, a tree struck the front-left corner of the home, causing roof and gutter damage. The room will require repairs to the drywall, ceiling, and flooring. The roof shingles are original, 37 years old, and deteriorated; replace them as your first project. Bathroom fixtures, flooring, and cabinetry remain original, and wallpaper is present throughout the home. Carriage Park is one of Hendersonville’s premier gated communities, offering a blend of security, convenience, and mountain view living for full-time residents and seasonal homeowners alike. Behind the staffed gatehouse, homeowners enjoy well-maintained private roads, underground utilities, and an active HOA that preserves the neighborhood’s high standards and curb appeal. The community’s amenities support year-round comfort and recreation: a pool, clubhouse, tennis and pickleball, scenic walking trails, and a tranquil lake surrounded by landscaped common areas. Carriage Park’s location is another advantage—just minutes from downtown Hendersonville, grocery stores, medical services, and restaurants, yet tucked away enough to offer privacy and a quiet mountain setting. Residents appreciate the organized community events, the walkable layout, and the overall sense of stability and pride throughout the subdivision. The property is offered strictly “As Is, Where Is, and With All Faults.” The seller makes no warranties or representations of any kind—express, implied, or arising by operation of law—including condition, title, habitability, merchantability, or fitness for a particular purpose. Seller has never occupied or viewed the home. All offers require a proof-of-funds letter or cash verification. Property will convey by Special Warranty Deed.

Highlights

Listed by Don Lilya , 828-556-0725 Upright Real Estate LLC , 828-556-0725. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.37

HOA Fee

2523 Annually

Year Built

1989

County

Henderson

Neighborhood

Carriage Park

Listing ID

4433249

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Hardwood,Vinyl
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Roof:Composition
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$2,248
Taxes
$255
HOA
$2,523

Home Price

$400,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,248.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,248.01 $255.00 $2,523.00 $5,026.01
Yearly $26,976.16 $3,060.00 $30,276.00 $60,312.16
Total $809,284.90 $91,800.00 $908,280.00 $1,809,364.90

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Hendersonville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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