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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3104 Cove Loop Rd , Hendersonville, NC 28739
$594,999
Est. Payment: $3,047.88/mo
2 Bed
3 Bath
2460 Sqft
Status: active | Days on site: 121
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Welcome to 3104 Cove Loop Road, tucked inside the gated Cummings Cove Golf & Country Club, one of Western North Carolina's most sought-after communities. This two-bedroom, three-bath home delivers sweeping multi-fairway views of the 6th fairway and green, the 7th tee box, and the 9th fairway, right from your windows. Recent upgrades make it move-in ready: new kitchen and bathroom countertops, upgraded showers, new appliances, and a tankless gas water heater. Three brand-new Andersen sliding glass doors span the rear of the home, filling the main level with light and opening onto a wraparound deck built for entertaining or just watching the sunset over the course. Single-level living on the main floor means no compromises: a spacious family room and an oversized sunroom overlooking the fairways. Downstairs is made for hosting: a large recreation room with terrace access, a full bath, a Murphy bed flex space, and two fully plumbed wet bars, one on each level. A two-car garage rounds it out. Life at Cummings Cove means golf, pickleball, tennis, bocce, a heated pool, clubhouse, dog park, community garden, and a full social calendar resort living, steps from home. This is the lifestyle people spend years planning for. Now it's ready for you.
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Highlights

Listed by Nicholas Cocozziello , 828-423-2273 NorthGroup Real Estate LLC , 828-222-7925. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.38

HOA Fee

265 Quarterly

Year Built

1986

County

Henderson

 Neighborhood

Cummings Cove

Listing ID

4362842

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Oven, Refrigerator, Tankless Water Heater, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room,Gas
Floor:Tile,Wood
Above Ground Sq Ft:1860
Below Ground Sq Ft:600
Basement:Daylight,Full,Interior Entry,Walk-Out Access
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:On Golf Course,Views
Zoning:R2R
Roof:Composition
Sewer:Private Sewer
Parking Features:Driveway,Garage Faces Front
Principal Interest
$3,048
Taxes
$379
HOA
$265

Home Price

$594,999

Loan Details

30 yrs
6.625%

Down Payment

20%
$119,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,047.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,047.88 $379.31 $265.00 $3,692.19
Yearly $36,574.50 $4,551.74 $3,180.00 $44,306.24
Total $1,097,235.02 $136,552.27 $95,400.00 $1,329,187.29

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Hendersonville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T18:15:06.000Z

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