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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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126 Surry Ln , Hendersonville, NC 28791
$450,000
Est. Payment: $2,529.02/mo
2 Bed
3 Bath
2490 Sqft
0.92 Acres
Status: active | Days on site: 37
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NCM10053 - pbresdo,82812
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Terri Bias
Operator/Brokerage Owner

House Description

Opportunity, flexibility, and exceptional value come together in this well-designed 1986 home offering nearly 2,500 heated square feet of comfortable living space. Thoughtfully laid out to accommodate a variety of lifestyles, this home features 2 spacious bedrooms, including a versatile secondary bedroom arrangement with two possible locations. The alternate space, complete with a closet, could easily function as a private home office, den, library, hobby room, or additional guest space, giving you the flexibility to tailor the home to your needs. The generous floor plan provides plenty of room for everyday living, entertaining, and future customization. A partially finished basement expands the possibilities even further, offering outstanding potential for additional living quarters, a recreation or media room, a workshop, a fitness area, craft space, or extensive storage. The lower level also includes a conveniently attached 2-car garage, providing secure parking and additional functionality. Accessibility and convenience are enhanced by a paved driveway offering easy main-level access, making daily living simple and practical. Whether you are seeking a full-time residence, a mountain retreat, or a home with room to personalize and grow into, this property delivers an appealing combination of space, versatility, and opportunity. Priced to move, this home represents a rare chance to secure substantial square footage, flexible living options, and untapped potential at an attractive price point. Bring your vision and discover all this property has to offer.

Highlights

Listed by Steve Dozier , 828-329-1529 and Kim Owen , 828-329-1529 Howard Hanna Beverly-Hanks , 828-697-0515. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.92

HOA Fee

75 Annually

Year Built

1986

County

Henderson

Neighborhood

Haywood Knolls

Listing ID

4388301

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Gas Vented,Living Room
Floor:Carpet,Tile,Vinyl,Wood
Above Ground Sq Ft:1881
Below Ground Sq Ft:609
Basement:Basement Garage Door,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Attic Other, Built-in Features, Cable Prewire, Pantry, Split Bedroom, Storage, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cul-De-Sac,Sloped,Wooded
Roof:Composition
Sewer:Septic Installed
Parking Features:Basement,Attached Garage
Principal Interest
$2,529
Taxes
$287
HOA
$75

Home Price

$450,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,529.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,529.02 $286.88 $75.00 $2,890.89
Yearly $30,348.18 $3,442.50 $900.00 $34,690.68
Total $910,445.51 $103,275.00 $27,000.00 $1,040,720.51

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Hendersonville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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