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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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275 S Rugby Rd , Hendersonville, NC 28791
$649,000
Est. Payment: $3,647.40/mo
3 Bed
3 Bath
3156 Sqft
0.65 Acres
Status: active | Days on site: 18
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Terri Bias
Operator/Brokerage Owner

House Description

Looking for more than a typical subdivision home? 275 South Rugby Road combines generous living space, exceptional privacy and distinctive architectural character on a beautifully landscaped setting in Hendersonville. This one-of-a-kind home offers an expansive kitchen, two fireplaces, a primary suite with a built-in home office, updated baths, and finished lower-level living space. Beautifully landscaped grounds with mature plantings provide a private retreat in a convenient location. Thoughtful updates and recent improvements create a home that lives as beautifully as it looks. This home with no HOA is conveniently situated just minutes from Hendersonville, Mills River and the many surrounding dining, shopping and outdoor recreational destinations of Western North Carolina. The heart of the home is the exceptionally spacious chef-inspired kitchen, featuring extensive custom wood cabinetry, a large granite island with range and gas cooktop, generous stainless-steel work surfaces stainless appliances, and exceptional storage. The open layout connects the kitchen to multiple gathering spaces, creating an outstanding home for everyday living and entertaining . The adjoining dining/breakfast room adds even more built-in cabinetry, hardwood floors, and a brick fireplace, creating a warm gathering space with character rarely found in newer construction. The impressive main living area is filled with natural light from oversized windows overlooking the wooded surroundings and features a second fireplace, recessed lighting, and plenty of room for multiple seating areas. The generously sized primary suite feels like its own retreat, with a private bath and an adjoining home office/workspace. Additional bedrooms provide excellent flexibility for family, guests, hobbies, or additional office space. The finished lower level substantially expands the homes versatility with additional bedroom and living areas, making it well suited for guests, recreation, a home gym, hobbies, or multigenerational living. Recent improvements provide added peace of mind, including a newer roof, HVAC system, and dishwasher, new water heater, fresh interior paint, updated lighting and bathrooms. The designer bath features a custom vanity, butcher-block countertop, vessel sink and striking botanical wall treatment. Outside, winding walkways, mature hardwoods, established plantings, an inviting front porch and multiple outdoor living areas create an intimate setting. This home sits comfortably within the landscape rather than feeling crowded by neighboring properties. With distinctive architecture, generous living spaces, and beautifully landscaped grounds offering exceptional privacy, 275 South Rugby Road is a place to make lasting memories. Imagine morning coffee on the porch swing, holiday gatherings centered around the spacious kitchen, and game days cheering on your favorite team in the finished basement. Schedule your private showing and experience its character, comfort, and privacy firsthand. The homeowner removed the existing window and installed a larger window in the lower-level basement room.

Highlights

Listed by Nancy Oberlies , 828-808-2310 Howard Hanna Beverly-Hanks , 828-697-0515. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.65

Year Built

1962

County

Henderson

Neighborhood

None

Listing ID

4427655

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Bar Fridge, Dishwasher, Dryer, Gas Range, Oven, Refrigerator, Washer, Washer/Dryer
Air Cond:Central Air
Fireplaces:Living Room,Propane,Other - See Remarks
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1992
Below Ground Sq Ft:1164
Basement:Exterior Entry,Interior Entry
Other:
  • ▪ Additional:Split Bedroom, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Level,Sloped,Wooded
Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Driveway,Shared Driveway
Principal Interest
$3,647
Taxes
$414

Home Price

$649,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,647.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,647.40 $413.74 $0.00 $4,061.14
Yearly $43,768.82 $4,964.85 $0.00 $48,733.67
Total $1,313,064.75 $148,945.50 $0.00 $1,462,010.25

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Hendersonville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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