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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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321 21st Street Sw 41,42 , Hickory, NC 28602
$225,000
Est. Payment: $1,264.51/mo
3 Bed
1 Bath
1300 Sqft
0.46 Acres
Status: active | Days on site: 1
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R08263 - R50680A
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Terri Bias
Operator/Brokerage Owner

House Description

Built in 1949 and set on almost half an acre in Longview, this 3 bedroom, 1 bath home gives you room to spread out. The lot runs about 219 feet deep, so the backyard keeps going a lot longer than you'd guess from the street. Tall shade trees frame the back, and there's a big stretch of open grass for a garden, a fire pit, or just some elbow room. Out front, a covered porch with stained wood rails is ready for a couple of chairs and your morning coffee. Wood shutters with small metal awnings over the side windows finish off the look. Inside, hardwood floors run through the living room, the hallway, and all three bedrooms. The living room has an arched doorway, a ceiling fan, and enough space for a big sectional. Each bedroom has its own ceiling fan. The largest bedroom is wrapped in knotty pine walls, and that wood gives it real old house character. The other two bedrooms each have two windows that let in lots of daylight. The full bath has a vanity with storage, white wainscot on the lower walls, and a vent fan. You won't run short on cabinets in this kitchen. White uppers sit over wood lowers, and a second run of gray cabinets lines the fridge wall. There's a double sink, stone look counters, and wood look plank floors. The kitchen opens right into the dining area, where a row of windows with a stained glass panel in the middle fills the room with light. Beadboard walls and a ceiling fan finish that space, and the laundry area sits just off to the side. The range, microwave, dishwasher, and refrigerator all stay. The back porch might be the best spot on the property. It's covered with a metal roof, strung with lights, and has two hanging fans to move the air on sticky summer nights. There's plenty of room for a high top table, chairs, and a rocker. Past the porch sits a white block outbuilding with wood carriage doors, a handy place for the mower, tools, or weekend projects. There is an above ground pool that can stay if the buyer so chooses. The whole HVAC system, an electric heat pump with central air, was replaced in 2024, so that big expense is already taken care of. The home is on city water/sewer and there's no homeowners association (HOA) to answer to. County records place the lot in flood zone X, which is a lower risk area. The home is tenant occupied, so please see agent remarks for showing details. Two porches, hardwoods, a newer HVAC system, and nearly half an acre of yard. Come see it in person.

Highlights

Listed by Sheree Byrd , 828-556-5468 AXEN REALTY LLC , 916-490-2690. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.46

Year Built

1949

County

Catawba

Listing ID

4426738

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:1300
Basement:Partial,Sump Pump,Unfinished
Other:
  • ▪ Additional:Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,265
Taxes
$143

Home Price

$225,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,264.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,264.51 $143.44 $0.00 $1,407.95
Yearly $15,174.09 $1,721.25 $0.00 $16,895.34
Total $455,222.76 $51,637.50 $0.00 $506,860.26

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Hickory, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-14T15:52:06.000Z

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