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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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476 44th Avenue Dr NW , Hickory, NC 28601
$1,450,000
Est. Payment: $7,427.61/mo
5 Bed
4 Bath
3410 Sqft
Status: active | Days on site: 23
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Terri Bias
Operator/Brokerage Owner

House Description

Experience breathtaking million-dollar, main-channel views from this exceptional waterfront estate in one of Hickory's most prestigious lakefront communities. Situated on a private 0.46-acre lot with approximately 141 feet of pristine Lake Hickory shoreline, this 5-bedroom home offers year-round water views, a private dual covered boat dock, and effortless luxury living. Recent improvements include a freshly painted exterior, new gutters, a new seawall, new stairs to the water, and an expansive Trex deck designed to maximize the panoramic Lake Hickory views. The thoughtfully designed main level is ideal for effortless entertaining, featuring a soaring two-story foyer, formal living and dining rooms, a spacious great room with beamed ceilings, gas-log fireplace, wet bar, and expansive windows showcasing spectacular lake views. The updated kitchen offers an oversized center island, custom cabinetry, granite countertops, stainless steel appliances, and a bayed breakfast area overlooking the water. A guest suite with full bath, laundry room, and powder room complete the main level. The luxurious primary suite is a true retreat, framing breathtaking views of Lake Hickory from its bay-window sitting area and offering a fireplace, spa-inspired bath with heated tile floors, dual vanities, tiled walk-in shower, and oversized walk-in closet. Three additional bedrooms provide generous accommodations, including two with private balconies overlooking the lake. The full unfinished, plumbed basement offers outstanding potential for a recreation room, home gym, media room, guest suite, or additional living space. Outside, enjoy panoramic lake views from the expansive main-level deck or spend your days boating, fishing, kayaking, and paddleboarding from your private dock. Located in a sought-after neighborhood with a community pool and low HOA dues, this exceptional property offers the ultimate Lake Hickory lifestyle.

Highlights

Listed by Leslie Sullivan , 480-229-8373 Realty Executives of Hickory , 828-328-8900. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.46

HOA Fee

49 Monthly

Year Built

1988

County

Catawba

Neighborhood

Moores Ferry

Listing ID

4406510

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Family Room,Gas,Gas Log,Primary Bedroom
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3410
Below Ground Sq Ft:0
Basement:Bath/Stubbed,Daylight,Exterior Entry,Sump Pump,Unfinished,Walk-Out Access
Other:
  • Additional:Attic Stairs Pulldown, Cable Prewire, Entrance Foyer, Kitchen Island, Storage, Walk-In Closet(s), Wet Bar, Has Fireplace
Water:City

Exterior Features

Lot:Sloped,Views,Waterfront,Boat Lift,Covered structure,Retaining Wall,Dock
Others:
  • Additional:Other - See Remarks
Sewer:Public Sewer
Parking Features:Driveway,Garage Faces Side,Keypad Entry
Principal Interest
$7,428
Taxes
$924
HOA
$49

Home Price

$1,450,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$290,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,427.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,427.61 $924.38 $49.00 $8,400.98
Yearly $89,131.29 $11,092.50 $588.00 $100,811.79
Total $2,673,938.57 $332,775.00 $17,640.00 $3,024,353.57

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Hickory, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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