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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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476 44th Avenue Dr NW , Hickory, NC 28601
$1,399,000
Est. Payment: $7,862.43/mo
5 Bed
4 Bath
3410 Sqft
0.46 Acres
Status: active | Days on site: 1
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Terri Bias
Operator/Brokerage Owner

House Description

MAIN-CHANNEL LAKE HICKORY WATERFRONT + PRIVATE DOUBLE BOAT DOCK + COMMUNITY POOL! Set in sought-after Moore’s Ferry, this exceptional 5-bedroom waterfront home offers approximately 141 feet of shoreline, year-round main-channel views, and a private covered double dock—all from a beautifully positioned 0.46-acre lot. Step inside and the lake immediately takes center stage. Walls of windows fill the home with natural light and showcase sweeping water views, while expansive new Trex decking creates an incredible extension of the living space for entertaining, dining, or simply relaxing by the water. The main level features a dramatic two-story foyer, formal living and dining rooms, and a spacious lakefront great room with beamed ceilings, gas-log fireplace, and wet bar. The updated kitchen is designed for gathering with an oversized island, custom cabinetry, granite countertops, stainless steel appliances, and a bayed breakfast area overlooking Lake Hickory. A private guest suite with full bath, laundry room, and powder room complete the main level. Upstairs, wake up to the water from the impressive primary suite featuring panoramic lake views, a fireplace, bay-window sitting area, oversized closet, and spa-inspired bath with heated tile floors, dual vanities, and tiled walk-in shower. Three additional bedrooms offer generous space, including two with private lake-view balconies. Major exterior improvements add even more value, including a new seawall, new stairs to the lake, expansive Trex decking, freshly painted exterior, and new gutters. A full unfinished, plumbed basement provides tremendous opportunity for future living space, recreation, fitness, theater, or guest accommodations. From morning coffee overlooking the water to afternoons boating, kayaking, fishing, and paddleboarding from your own dock, this property delivers the Lake Hickory lifestyle buyers are searching for. Neighborhood pool access and low HOA dues complete this rare opportunity in one of NW Hickory’s desirable waterfront communities.

Highlights

Listed by Leslie Sullivan , 480-229-8373 Realty Executives of Hickory , 828-328-8900. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.46

HOA Fee

49 Monthly

Year Built

1988

County

Catawba

Neighborhood

Moores Ferry

Listing ID

4433207

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Oven, Gas Range, Gas Water Heater, Microwave, Washer/Dryer
Air Cond:Central Air
Fireplaces:Family Room,Gas,Gas Log,Primary Bedroom
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:3410
Basement:Bath/Stubbed,Daylight,Exterior Entry,Sump Pump,Unfinished,Walk-Out Access
Other:
  • ▪ Additional:Attic Stairs Pulldown, Cable Prewire, Entrance Foyer, Kitchen Island, Storage, Walk-In Closet(s), Wet Bar, Has Fireplace
Water:City

Exterior Features

Lot:Sloped,Views,Waterfront,Boat Lift,Covered structure,Retaining Wall,Dock
Others:
  • ▪ Additional:Other - See Remarks
Sewer:Public Sewer
Parking Features:Driveway,Garage Faces Side,Keypad Entry
Principal Interest
$7,862
Taxes
$892
HOA
$49

Home Price

$1,399,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$279,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,862.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,862.43 $891.86 $49.00 $8,803.29
Yearly $94,349.13 $10,702.35 $588.00 $105,639.48
Total $2,830,473.94 $321,070.50 $17,640.00 $3,169,184.44

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Hickory, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T19:53:06.000Z

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