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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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323 4th Street Pl SW , Hickory, NC 28602
$249,900
Est. Payment: $1,280.11/mo
3 Bed
2 Bath
1434 Sqft
Status: active | Days on site: 101
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Step into the timeless charm of this 1940 Cape Cod full of character, craftsmanship, and classic details that are harder to find today. Solid interior doors, vintage hardware, built-ins, and period touches give this home a warm, inviting feel from the moment you enter. The main level offers a welcoming foyer, a cozy living room, a dedicated dining room, a galley-style kitchen, 1 spacious bedroom, 1 full bath, and a convenient laundry room. Upstairs you’ll find 2 additional bedrooms, each featuring two closets plus built-ins, along with a second full bath. A partial basement with both interior and exterior access offers extra storage and potential for work space. Located approximately ½ mile from the vibrant downtown district, you’ll enjoy easy access to shops, restaurants, galleries, and a growing lineup of community events. Just 1 mile to Frye Regional Medical Center and 5 miles to Catawba Valley Medical Center, this home offers excellent proximity for work, travel, and everyday convenience. Whether you're a first-time buyer looking for a home with character or an investor seeking an opportunity for rental income or a potential short-term rental, this Cape Cod delivers charm, location, and versatility. Come see the possibilities and make it your own!

Highlights

Listed by Cris Ashley , 828-291-7231 Home & Heart Realty, LLC , 828-291-7231. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.1

Year Built

1940

County

Catawba

Neighborhood

None

Listing ID

4319636

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Refrigerator
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:1434
Below Ground Sq Ft:0
Basement:Partial
Other:
  • Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Detached Carport,Driveway
Principal Interest
$1,280
Taxes
$159

Home Price

$249,900

Loan Details

30 yrs
6.625%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,280.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,280.11 $159.31 $0.00 $1,439.42
Yearly $15,361.32 $1,911.74 $0.00 $17,273.05
Total $460,839.48 $57,352.05 $0.00 $518,191.53

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Hickory, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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