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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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35 Loudonya Ln , Hickory, NC 28601
$499,900
Est. Payment: $2,809.46/mo
2 Bed
1 Bath
1415 Sqft
0.36 Acres
Status: active | Days on site: 39
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Terri Bias
Operator/Brokerage Owner

House Description

Lakefront Cottage for Sale on Lake Hickory ______ Waterfront Living Made Easy – Your Private Escape Awaits _________ Nestled right on the water's edge, this charming lake cottage offers the perfect blend of tranquil retreat and convenient access. Whether you're dreaming of quiet mornings watching the sunrise or evenings entertaining guests with lake views as your backdrop, this home delivers peaceful waterfront living without the hassle. This two-bedroom, one-bathroom home sits directly on the lake with a nearly flat lot that makes an easy walk to your private dock. Forget navigating steep hills or winding paths—the short, level path from your front door means you'll spend less time trekking and more time enjoying the water. Inside, you'll find two cozy fireplaces to warm cold evenings on the lake—one equipped with convenient gas logs for effortless ambiance and another traditional wood-burning fireplace for those classic crackling fire moments. The standout feature is undoubtedly the oversized screen porch overlooking the serene lake. Prepare to fall in love with this space—it's the kind of place where morning coffee turns into sunset cocktails by evening. Many homeowners find themselves spending most of their time out here, and this cottage is no exception. While you live on the lake, you're still just minutes from downtown Hickory. Dining, boutique shopping, and essential services including medical offices are all within quick reach when you need them. This rare combination of secluded waterfront tranquility and practical accessibility makes this property ideal for retirees seeking low-maintenance lake life, weekend getaway enthusiasts, or first-time waterfront buyers who prioritize views and simplicity.

Highlights

Listed by Glenn Fisher , 828-514-6076 Lake Homes Realty LLC , 866-525-3466. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.36

Year Built

1960

County

Alexander

Neighborhood

None

Listing ID

4417557

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Dryer, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Den,Gas Log,Living Room,Wood Burning
Floor:Laminate,Linoleum,Tile
Above Ground Sq Ft:1415
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Waterfront,Dock
Roof:Architectural Shingle
Others:
  • ▪ Additional:Storage
Sewer:Septic Installed
Parking Features:Detached Carport
Principal Interest
$2,809
Taxes
$319

Home Price

$499,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,809.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,809.46 $318.69 $0.00 $3,128.14
Yearly $33,713.46 $3,824.24 $0.00 $37,537.70
Total $1,011,403.80 $114,727.05 $0.00 $1,126,130.85

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Hickory, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T07:47:06.000Z

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